In product liability action, it is not unusual for a distributor or retailer to be named as a defendant in lawsuits stemming from bodily injury or property damage caused by a manufacturer’s product. A vendor’s endorsement can be added to a general liability policy issued to manufacturers which can confer coverage upon vendors and retailers. By utilizing a vendor’s endorsement, retailers can be treated as an additional insured for property damage or bodily injury as the result of the manufacturer’s product.