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Insurer Practices Can Vary Widely for Environmental Policies

When agents shop around for environmental insurance for their clients it’s important that they ask their wholesale broker or underwriter the right questions to cover all of their client’s exposures. Most insurance companies do not provide a full range of environmental coverages. Instead, they limit their underwriting procedures to certain types of policies, including environmental professional E&O liability policies, contractor’s policies, site specific policies, remediation stop-loss policies, environmental remediation policies, asbestos and lead abatement contractor’s general liability policies and/or combination CGL/EIRS policies.