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Those who own and operate commercial leisure and recreation businesses often work in unique environments, including outdoor spaces and specially designed studios. As a result, they face difference risk exposures compared to standard commercial operations. Claims of negligence, equipment damage or bodily injury can bring about costly litigation, which may result in business disruption. Obtaining the necessary insurance can help mitigate financial loss and help recreation professionals continue to successfully operate their business.

Coverage Details and Features

  • Flexible limits to meet all needs
  • Medical payments available
  • Pesticide and Herbicide Applicator Coverage
  • Property coverage available in basic, broad, or special form
  • Buildings
  • Contents
  • Business income
  • Enhanced property coverage available

Target Classes

  • Hunting including Trespass Fee
  • Zip lines/canopy tours
  • Fishing
  • Hiking/backpacking
  • Tree climbing
  • Bicycle tours
  • Canoe, kayak & float tours
  • Rafting
  • Experiential-ropes courses
  • Rock and Ice Climbing
  • Cross country skiing
  • Snow shoeing
  • Dog sledding
  • Snowmobiling
  • Unguided Recreation Equipment Rentals (Some vehicles exluded)
  • Riding Instruction
  • Pony rides
  • Trail rides
  • Boarding/breeding/training*
  • Wagon, carriage & sleigh rides
  • Spectator liability for exhibitions,rodeos, shows, and races
  • Paint ball/air soft/laser tag
  • Family fun centers
  • Kiddie rides
  • Video arcades
  • Water parks & slides
  • Skateboard parks (monitored)
  • Skating rinks - roller & ice
  • Miniature golf
  • Go-Kart tracks & bumper cars
  • Indoor inflated amusement centers
  • Batting cages
  • Driving ranges
  • Archery/skeet/shooting ranges
  • Camps
  • Fairs & festivals*
  • Concerts*
  • Haunted houses
  • Pumpkin patches
  • Corn mazes
  • Christmas tree lots
  • Historic walks
  • Museums
  • Petting zoo
  • Fireworks displays - sponsor only
  • Exhibits/trade shows*
  • Meetings/lectures
  • Conferences - Seminars
  • Parades*

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

Office Locations