CA Premium Wrap
California Premium Wrap Program
The California FAIR Plan policy excludes many common and important coverages that your clients need to fully protect their residential property. Burns & Wilcox has an exclusive Wrap product that provides the broadest coverage available for your FAIR Plan clients.
The Burns & Wilcox Premium Wrap is an HO5 policy that offers extended coverages including theft, wind, water damage, vandalism and comprehensive personal liability. The Premium Wrap also writes up to a $5M TIV limit, providing a higher level of protection and security for your clients.
The information provided is not all inclusive. Contact your local Burns & Wilcox Personal Insurance specialist for all the details.
- Minimum $500K coverage A
- Maximum $5M coverage TIV
- HO5 policy form
- Wildfire Defense Services included
- Personal Liability limits up to $1M
- Coverages include water damage, collapse, theft, burglary, falling objects and windstorm
- Protection Classes 9 & 10 locations eligible
- Extended Replacement Cost available
- Flexible occupancies available for primary, secondary, seasonal, rentals and short term rental locations
- Properties held in LLCs or Trusts
- Proof of CA FAIR Plan policy is not required as part of the Wrap policy issuance process
- No brush scoring needed
Learn more about the California Premium Wrap Program by clicking here to find your local office.