CA Premium Wrap | Burns & Wilcox
Home / CA Premium Wrap

CA Premium Wrap

California Premium Wrap Program

The California FAIR Plan policy excludes many common and important coverages that your clients need to fully protect their residential property. Burns & Wilcox has an exclusive Wrap product that provides the broadest coverage available for your FAIR Plan clients.
The Burns & Wilcox Premium Wrap is an HO5 policy that offers extended coverages including theft, wind, water damage, vandalism and comprehensive personal liability. The Premium Wrap also writes up to a $5M TIV limit, providing a higher level of protection and security for your clients.
The information provided is not all inclusive. Contact your local Burns & Wilcox Personal Insurance specialist for all the details.

Program Highlights

  • Minimum $500K coverage A
  • Maximum $5M coverage TIV
  • HO5 policy form
  • Wildfire Defense Services included

Program Features

  • Personal Liability limits up to $1M
  • Coverages include water damage, collapse, theft, burglary, falling objects and windstorm
  • Protection Classes 9 & 10 locations eligible
  • Extended Replacement Cost available
  • Flexible occupancies available for primary, secondary, seasonal, rentals and short term rental locations
  • Properties held in LLCs or Trusts
  • Proof of CA FAIR Plan policy is not required as part of the Wrap policy issuance process
  • No brush scoring needed

Contact

Learn more about the California Premium Wrap Program by clicking here to find your local office.