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Coastal Home

The Atlantic coastline has seen an average of 17 storms over the last 5 years

Homes located close to water are highly susceptible to damage from wind and floods. Coastal Homes Coverage through Burns & Wilcox provides access to products and markets that specialize in this unique property exposure.

Coverage Details and Features

  • Designed expressly for residential wind exposed property from Maine to Texas
  • Homeowners and tenant-occupied dwellings available (from 1 to 4 family)
  • Primary, Secondary, Short Term Rental, Long Term Rental, Vacant, Builder’s Risk and Wind Only
  • Policies issued by “A” rated carriers
  • Liability up To $1M
  • Medical payments up to $25,000
  • Dwelling Coverage A from $150,000
  • $10M Total Insurance Value with higher limits available
  • Broad coverage available, including replacement cost, extended replacement cost, identity theft, water backup and personal injury
  • Scheduled Personal Articles Coverage packaged with Homeowners Coverage
  • Earthquake Coverage available, packaged with Dwelling or Homeowners Coverage

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

Office Locations