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Mid-Range Homeowners

Approximately 29M homes have a mid-range value of $200,000 - $750,000

Burns & Wilcox provides Mid-Range Homeowners Coverage targeted for properties that are not properly serviced by the standard insurance market. Contact your nearest Burns & Wilcox office today to ensure your client’s specific needs are being met.

Coverage Details and Features

  • Personal Liability limits up to $1 million
  • Includes replacement cost for contents
  • Coverage for all perils available
  • Water, sewer backup, mold coverage included
  • Personal injury and identity fraud coverage included
  • Available for owners with credit issues
  • Available for owners with prior losses


Available on Exclusive Burns & Wilcox contracts. Ask your Burns & Wilcox specialist for more information

  • Personal Cyber Coverage
  • Identity Theft
    • Reimbursement for direct monetary loss, not recoverable or reimbursed by financial institution or payment card issuer, resulting from identity theft
    • Reasonable and necessary fees, costs and expenses, to assist in investigating, responding and remediating identity theft incident
  • Cyber Extortion/Ransomware
    • Reimbursement up to $500 for ransom payment to terminate a cyber extortion demand
    • Pay data restoration expenses incurred, as a result of a cyber extortion demand

Target Classes

(including but not limited to)

  • Homes under construction
  • Unsupported secondary homes
  • Homes located in protection class 9-10
  • Homes in brush
  • Homes in earthquake zones

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

Office Locations