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Personal Accident

Simple accidents can have serious consequences for your clients and their families. After suffering a debilitating injury, your clients may have difficulty making a living, earning an income and paying off costly medical bills, which can put a heavy financial burden on their family. A comprehensive Personal Accident policy will limit their exposure and ensure that they can get through the challenge of an injury.
Burns & Wilcox, a leader in wholesale insurance, can provide access to Personal Accident Coverage.

Coverage Details and Features

  • Accidental Death and Dismemberment
  • Loss of Use of Faculties (hearing, eyesight, etc.)
  • Accident Medical Expenses
  • Permanent Total Disability
  • Temporary Total Disability
  • Permanent Partial Disability


  • 24-Hour Basic AD&D
  • 24-Hour Voluntary AD&D
  • Individual
  • Group
  • Occupational Accident
  • Non-Occupational Accident
  • Business Travel
  • Credit Card Policies
  • War Risk – included or stand-alone
  • Hazardous Activities
  • Participant Accident
  • High-Net-Worth Individuals (Limit Capacity up to $80 Million)

Additional Features

  • Surgical Reattachment
  • Rehabilitation Expenses
  • Spousal Retraining Expenses
  • Educational Expenses
  • Day Care Expenses
  • Funeral Expenses
  • Family Transportation Expenses

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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