Renting a home, condo or apartment is often easier and less costly than owning a property. Renters are not required to take out a mortgage, pay for property maintenance or purchase homeowners insurance. However, the landlord’s insurance policy generally only covers the actual house, apartment or condo, leaving the tenant’s personal property and personal liability exposed to insurance risks. Obtaining Renters (H04) Coverage, often referred to as a Tenants Policy, can help mitigate the costs of replacing or repairing your client’s personal belongings, such as televisions, jewellery, computers and furniture. It will also provide liability coverage in the event they are found negligent, liable or presented with a lawsuit.
Burns & Wilcox can provide access to Renters (HO4) Coverage which provides specialized coverage for a broad range of tenant occupied apartments, condominiums, and homes. As a leading provider of wholesale insurance, the experienced professionals at Burns & Wilcox can deliver insurance solutions that provide both peace of mind and security.
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