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Social Services

The U.S. Department of Labor Bureau Statistics shows social work as one of the fastest growing careers

Social service organizations are playing a crucial role in providing care and support to those in need. However, helping the vulnerable does not come without risks. Allegations can result in legal defense costs that can cripple a social service provider financially, forcing them to suspend service. Claims may also cause significant reputation damage and put the organization at risk of losing funding or the support of donors. Without proper coverage, social service organizations jeopardize their ability to continue to operate in the wake of a claim, leaving the needs of some of the most vulnerable at risk.

Social Services Coverage through Burns & Wilcox provides access to coverage designed to mitigate the financial damage and reputational harm resulting from an accident, property damage, or other claim.

Coverage Details and Features

  • Professional Liability
  • General Liability
  • Property
  • Owned/Nonowned/Hired Auto
  • Cyber
  • D&O
  • EPLI


  • Primary and Excess/Umbrella Available
  • Deductible options start at zero
  • Sexual/Physical Coverage options
  • Punitive damages options
  • Options for defense outside the limit of liability
  • Options to include coverage for administrators, director of nursing, medical director (for administrative duties), employed nursing staff, students and volunteers

Target Classes

(including but not limited to)

  • Adult Day Care
  • Alcohol/Drug Rehabilitation
  • Case Management
  • Counseling Services
  • Community Services Programs
  • Developmentally Disabled Programs
  • Family Services Agencies
  • Family Planning Center
  • Foster Care Agencies
  • Free Clinics
  • Group Homes - all ages
  • Hearing/Speech/Cccupational Therapy
  • Hotlines/Phone Crisis Service
  • Senior Centers
  • Shelter/Handicap Workshops
  • Shelters

At Burns & Wilcox our expertise becomes your expertise. Our marketing materials are designed to help you give your clients what they want to hear – yes to almost any hard-to-place-risk.

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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