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Whether your client transports products or passengers, it is essential that the right insurance coverage is in place to protect their operations, drivers and ability to serve customers. Obtaining the proper insurance can help your transportation industry clients mitigate the risks of a career on the road. Burns & Wilcox can provide access to a wide range of coverages to safeguard any vehicle – owned or for hire – used to transport passengers or products.


When your products are being shipped from manufacturer to marketplace, it is important to ensure they are fully protected from departure to arrival. Cargo insurance provides financial assistance should cargo be damaged or lost when travelling by land, sea or air. It can also limit a commercial operation’s exposure to liability resulting from the shipment of products.

Commercial Auto Liability

On average there are over 10 million motor vehicle accidents in the US every year. The damages caused by these accidents cost upwards of $230 billion annually, or an average of $820 per person. Without the proper insurance in place, your clients can be exposed to costly repairs and litigation fees if involved in an accident. Excess Auto Coverage protects your clients against financial loss resulting from legal liability for automobile-related injuries to others or damage to property.

Auto Liability Coverage through Burns & Wilcox has flexible limits to satisfy all needs and provides the additional primary liability necessary to meet the minimum attachment point for personal umbrella policies.



Excess Auto

Excess Auto Liability Coverage through Burns & Wilcox builds on basic auto policies by providing increased limits for bodily injury (BI) and property damage (PD) liability. As a leader in providing excess and specialty insurance, Burns & Wilcox can connect you to coverage that can supplement your clients’ existing auto policies to limit their exposure to the crippling costs of auto repairs or a lawsuit.



Garage Coverage from Burns & Wilcox can provide coverage designed to address the needs of your clients in the auto services industry, who often work with heavy equipment which can cause property damage and bodily injury. With unparalleled access to specialized markets, Burns & Wilcox has the breadth of products needed to provide solutions for your clients’ business operations.



Tow truck drivers are responsible for moving damaged or stalled vehicles safely and securely without causing any additional damage. If a customer’s vehicle is damaged by a collision, fire, theft, explosion or vandalism while under tow, towing operators can be held liable for replacement and repair costs. To protect operations, towing companies need the proper insurance to limit the exposures associated with hauling vehicles owned by customers or another party.

On-Hook coverage, accessible through Burns & Wilcox, provides coverage for your auto service clients who tow or haul vehicles. As a leading provider of wholesale insurance, Burns & Wilcox has the expertise and knowledge to help you design coverage specific to the unique exposures of the auto services industry.


Non-Owned Auto

When employees use personal vehicles or vehicles not owned by the company for business operations and an accident occurs, employers can face costly litigation. It is important to secure commercial auto coverage, as personal auto policies do not cover a loss when the vehicle is being used for business purposes. Non-owners and Hired Auto Coverage protects your clients business from liability claims from third parties injured as a result of an accident involving a vehicle your client or their business does not own.

Non-owners and Hired Auto Coverage through Burns & Wilcox provides coverage for businesses which lease, hire or rent vehicles for business operations. Burns & Wilcox can provide access to unique coverage tailored to the needs of each of your clients to protect them from financial damages resulting from claims related to their business operations.

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Truckers General Liability

With nearly 3.5 million professional truck drivers on the road in the United States, it is essential that the right insurance coverage is in place. For your long-haul or for-hire trucker clients, their career on the road exposes their vehicles to risk of costly damage or repairs.

Truckers General Liability insurance covers accidents in parking lots, rest stops, and while loading or unloading. It can also cover risks like theft and vandalism.

Truckers General Liability Coverage through Burns & Wilcox can provide access to coverage for businesses whose operations involve the transportation of goods. The specialty insurance experts at the Burns & Wilcox Transportation Center of Excellence can help underwrite the difficult-to-place transportation risks including long-haul trucking accounts.


Target Classes

(including but not limited to)

  • Contractors
  • Dump Truck Operations
  • Trucking
  • Excess/Umbrella
  • Distributors and Wholesalers
  • Physical Damage
  • Wreckers & tow trucks
  • Church vans and buses
  • Day care vans and buses
  • Miscellaneous vans and buses
  • Fire trucks
  • Ambulances
  • Liability
  • Motor truck cargo
  • Airport shuttles
  • Hotel shuttles
  • Airport shuttles
  • Taxi services
  • Drive away contractors
  • Hazardous material haulers
  • Dealers and non-dealers
  • Transit and common transportation coverage
  • Food manufacturers
  • Equipment delivery
  • USPS and other major parcel services
  • High volume newspaper and magazine delivery

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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