Solutions

Expert solutions are the bedrock of our business. 

Practice Areas

Commercial

For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available. 

Personal

From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.  We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk. 

Professional

We offer unlimited access to the widest range of liability coverage for businesses, organizations and countless professions. Our quick-response team understands the specific issues your clients face and can provide timely access to intelligent solutions.

Our Thinking & Intel

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LA Wildfire Losses Changing How High-Value Homes Are Built, Bought, and Insured

LA Wildfire Losses Changing How High-Value Homes Are Built, Bought, and Insured

Inside This Article:  Many homeowners affected by the Los Angeles wildfires last year have been unable to rebuild after realizing their insurance limits are not sufficient for current rebuilding costs.  Rising construction expenses and high demand following disasters are increasing the risk of underinsurance nationwide.  Inspections, valuation updates, and reviews of limits, endorsements, and home upgrades can help prevent

Risks on the Rise: New Data Highlights Top Claims for Small Businesses

Risks on the Rise: New Data Highlights Top Claims for Small Businesses

Inside This Article:  A recent analysis found that water and freezing damage claims comprised about 20% of small business insurance claims in 2025, compared to 15% in 2015.  Fire continues to be the costliest type of loss, with average claim severity rising to approximately $80,000 in 2025, more than double 2015 levels, Risk & Insurance reported.  Rising repair expenses, labor shortages,

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.