Solutions
Expert solutions are the bedrock of our business.Â
As the leader in global wholesale insurance, we’re uniquely positioned to provide solutions for both everyday risk and the most challenging and complex coverage. We offer more than 300 insurance products and services, all of which are designed to meet your clients’ needs. Â
Practice Areas

For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available.Â

From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected. We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.Â

We offer unlimited access to the widest range of liability coverage for businesses, organizations and countless professions. Our quick-response team understands the specific issues your clients face and can provide timely access to intelligent solutions.
Industries & Specialties
- Architects and Engineers
- Cannabis
- Casualty (Commercial)
- Construction
- Cyber/Privacy/Technology/Media
- Energy
- Environmental
- Errors and Omissions
- Flood
- Habitational
- Healthcare
- High-Value Solutions (Personal)
- Hospitality
- Liability (Personal)
- Management Liability
- Manufacturing and Distribution
- Marine
- Personal Recreation
- Property (Commercial)
- Residential Property
- Transportation and Garage
- Workers’ Compensation
Our Thinking & Intel |
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Hurricane Season 2025 Outlook: What Property Owners Need to Know
Inside This Article: Researchers are anticipating above-average Atlantic hurricane activity in 2025. Hurricanes have caused more than $1.5 trillion in total damages since 1980, with an average cost of $23 billion per event. Property owners may overlook aspects of their Homeowners Insurance and Commercial Property Insurance that determine how hurricane damage would be covered, leaving them at risk for

$4.2 Million Verdict Reflects Rise in Dog Bite Claims
Inside This Article: An 82-year-old woman in Georgia was awarded over $4.2 million in relation to a 2020 incident in which she was attacked by her neighbor’s dog. Settlements for dog bites and other Personal Liability claims are on the rise as medical and legal costs continue to climb. The cost of dog bite-related injury claims increased 18.3% in

Inside This Article: Many communities throughout the central United States were submerged after historic rainfall led to life-threatening flash floods. The Ohio River reached its highest crest since 1997, flooding storefronts in downtown Louisville, Kentucky. Many homeowners do not have insurance coverage for flood damage because it is excluded under standard Homeowners Insurance policies. Private Flood Insurance policies can…

Key Takeaways: Rates are beginning to stabilize or even decline in some non-CAT areas. Market capacity remains healthy, particularly in non-admitted spaces, although often through layered placements, which are becoming more common. Carriers are increasing reliance on exclusions and higher deductibles to manage risk. Wildfire and convective storm risks are driving significant change in both Personal and Commercial Insurance.…

Inside This Article: Two “spyder” cranes came crashing down onto a scaffolding outside a 12-story building that was under construction. No injuries were reported related to the incident, which occurred just a day after a partial stop-work order at the site was rescinded. This type of incident could lead to reputational damage as well as costly lawsuits, which can…

Inside This Article Architecture firm Cooper Carry is being sued by the owner of a Hilton hotel project for delays that reportedly led to $26 million in additional costs. When facing litigation, architects may incur significant defense costs and rectification expenses, in addition to reputational damage. Lawsuits against design professionals can be covered by Architects & Engineers Professional Liability…

Inside This Article: Recently released government emails show the massive scale of a December leak from a gas station’s underground storage tank, with an estimated 100,000 liters of diesel fuel released into the environment.  Groundwater contamination impacted surrounding properties including a Tim Hortons cafe, where customers said they could smell fuel in the bathrooms and even taste it in…

Inside This Article: Hailstorms are a growing threat in the U.S. and Canada, causing more frequent and severe losses for homeowners. One record-breaking hailstorm in Calgary generated 130,000 claims and nearly $2.8 billion in losses. Property damage caused by hail can be covered by Homeowners Insurance, but separate wind and hail deductibles typically apply. Percentage-based deductibles and roof settlement…