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Liability (Personal)

Specialized, expertly tailored coverage to protect your clients’ assets.

Many basic coverages do not offer the protection your clients need to sufficiently cover their most valuable assets. A Personal Liability plan from Burns & Wilcox provides an additional layer of protection to supplement their current auto/home/marine polices.   

Comprehensive and customized, a policy from Burns & Wilcox can protect against crippling financial losses in the event of a liability claim or lawsuit due to auto accidents, slip and fall accidents at home, dog bites and trampoline or pool accidents, just to name a few.    

Recent Liability (Personal) Wins

$14,000

TWO SECONDARY COASTAL HOMES FOR A HIGH PROFILE CLIENT

$6,188

$5M PERSONAL UMBRELLA FOR A HIGH PROFILE ENTERTAINER

$5,900

RENTAL DWELLINGS OWNED BY LLC. WITH $5M EXCESS LIABILITY

$5,000

HIGH PROFILE INDIVIDUALS

Areas Of Specialty

Primary Umbrella Coverage
  • Admitted and NonAdmitted Coverage
  • High Profile Individuals 
  • Monoline Coverage available
  • Uninsured Motorist Coverage 
  • Challenging Driving Records and DUI’s
  • Youthful Driver Coverage 
  • Limits up to $10 Million
  • Prior Claims Eligible
Excess Umbrella Coverage
  • High Profile Individuals
  • Challenging Driving Records and DUI’s
  • Limits to $40 Million and above
  • Prior Claims Eligible
Comprehensive Personal Liability
  • Monoline coverage available
  • Limits to $1 Million
  • Prior Claims History
  • Farming Exposures 
Property Coverage 
  • One, Two, Three, and Tour Family Dwellings  
  • Condominium Unit Owners: Occupied or Rented to Others  
  • Mobile Homes  
  • Secondary Residences  
  • Tenants of Multiple Unit Buildings  
  • Occupants of Apartments  
  • Vacant Land 
Worldwide Personal Injury and Property Damage 
Celebrities, Athletes, Politicians, High Profile Figures 
Drivers with Multiple Tickets, Accidents or Alcohol Related Offenses Considered 
Trusts, Family Partnerships, Sole Proprietorship, and LLP’s 

Available Products

  • High Value Homeowner’s
  • Secondary and Seasonal Homeowner’s
  • Recreational Marine
  • Private Primary and Excess Flood
  • Coastal Homeowner’s
  • Unprotected Homeowner’s
  • Family Cyber Protection
  • Rental Properties

Featured Expert

Your Local Team

TO SEE YOUR LOCAL BURNS & WILCOX TEAM, PLEASE ENTER YOUR Address.

Corporate Senior Vice President
Managing Director
Works at San Francisco Office Map
President, B&W Brokerage
Works at San Francisco Brokerage Office Map
Senior Vice President
Works at Detroit/Farmington Hills/HQ Office Map
Corporate Senior Vice President
National Professional Liability Practice Leader
Works at Detroit/Farmington Hills/HQ Office Map
Assistant Underwriter, Personal Insurance
Works at Detroit/Farmington Hills Office Map
Senior Associate Underwriter, Personal Insurance
Associate Underwriter, Personal Insurance
Works at Baltimore Office Map
Associate Underwriter, Personal Insurance
Works at Detroit/Farmington Hills Office Map
Underwriter, Personal Insurance
Works at San Francisco Office Map
Underwriter, Personal Insurance
Works at Pittsburgh Office Map
Underwriter, Personal Insurance
Works at Charleston Office Map
Underwriter, Personal Insurance
Works at New Orleans Office Map
Underwriter, Personal Insurance
Works at Orlando Office Map
Underwriter, Personal Insurance
Underwriter, Personal Insurance
Residential Property
Works at Myrtle Beach Office Map
Underwriter, Personal Insurance
Works at Detroit/Farmington Hills Office Map
Underwriter, Personal Insurance
Works at Myrtle Beach Office Map
Underwriter, Personal Insurance
Works at Detroit/Farmington Hills/HQ Office Map
Underwriter, Personal Insurance
Works at Houston Office Map
Underwriter, Personal Insurance
Works at Detroit/Farmington Hills/HQ Office Map
Underwriter, Personal Insurance
Works at Charlotte Office Map
Underwriter, Personal Insurance
Works at Indianapolis Office Map
Underwriter, Personal Insurance
Works at Houston Office Map
Underwriter, Personal Insurance
Works at San Francisco Office Map
Underwriter, Personal Insurance
Works at San Diego Office Map
Underwriter, Personal Insurance
Underwriter, Personal Insurance
Underwriter, Personal Insurance
Works at Salt Lake City Office Map
Underwriter, Personal Insurance
Underwriter, Personal Insurance
Works at San Francisco Office Map
Program Manager
Underwriter
Works at San Francisco Office Map
Underwriter, Personal Insurance
Works at Detroit/Farmington Hills/HQ Office Map
Underwriter, Personal Insurance
Works at Philadelphia Office Map
Underwriter, Personal Insurance
Works at Los Angeles: Woodland Hills Office Map
Underwriter, Personal Insurance
Works at Baltimore Office Map
Underwriter, Personal Insurance
Works at Cleveland Office Map
Underwriter, Personal Insurance
Works at Sacramento Office Map
Underwriter, Personal Insurance
Works at Salt Lake City Office Map
Underwriter, Personal Insurance
Works at Minneapolis Office Map
Underwriter, Personal Insurance
Works at Parsippany Office Map
Underwriter, Personal Insurance
Works at Morehead City Office Map
Underwriter, Personal Insurance
Works at Detroit/Farmington Hills/HQ Office Map
Underwriter, Personal Insurance
Works at Parsippany Office Map
Underwriter, Personal Insurance
Works at Las Vegas Office Map
Underwriter, Personal Insurance
Works at Minneapolis Office Map
Underwriter, Personal Insurance
Works at Los Angeles: Woodland Hills Office Map
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
Manager, Personal Insurance
Works at Orlando Office Map
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
Senior Underwriter, Personal Insurance
Works at Detroit/Farmington Hills/HQ Office Map
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Senior Underwriter, Personal Insurance
Works at San Francisco Office Map
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
Senior Underwriter, Personal Insurance
Works at Indianapolis Office Map
Senior Underwriter, Personal Insurance
Works at Charlotte Office Map
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
Senior Underwriter, Personal Insurance
Works at Houston Office Map
Manager, Personal Insurance
Works at Morehead City Office Map
Senior Underwriter, Personal Insurance
Works at Sacramento Office Map
Manager, Personal Insurance
Works at San Francisco Office Map
Senior Underwriter, Personal Insurance
AZ/NM
Works at Scottsdale Office Map
Manager, Personal Insurance
Works at Little Rock Office Map
Manager, Personal Insurance
Senior Underwriter, Personal Insurance
Works at Atlanta Office Map
Manager, Personal Insurance
Works at Milwaukee Office Map
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
Senior Underwriter, Personal Insurance
Works at Parsippany Office Map
Manager, Personal Insurance
Senior Underwriter, Personal Insurance
Manager, Personal Insurance
Works at Detroit/Farmington Hills/HQ Office Map
Senior Underwriter, Personal Insurance
Works at Morehead City Office Map
Manager, Personal Insurance
Works at Morehead City Office Map
Senior Underwriter, Personal Insurance
Works at Sacramento Office Map
Senior Underwriter, Personal Insurance
Works at San Diego Office Map
Director, Personal Insurance
Works at Kansas City Office Map
Marketing Director, Personal Insurance
Works at Atlanta Office Map
Manager, Personal Insurance
Works at Salt Lake City Office Map
Director, Personal Insurance
Works at Salt Lake City Office Map
Associate Vice President
Director, Personal Insurance
Works at Los Angeles: Woodland Hills Office Map
Associate Vice President
Underwriting Director, Personal Insurance
Works at Detroit/Farmington Hills/HQ Office Map
Associate Vice President
Underwriting Director, Personal Insurance
Works at San Francisco Office Map
Regional Practice Group Leader, Personal Insurance
Works at Scottsdale Office Map
Associate Managing Director
Works at Baltimore Office Map
Managing Director
Works at Houston Office Map
Corporate Senior Vice President
National Personal Insurance Practice Leader
Works at Detroit/Farmington Hills/HQ Office Map

Related Intel

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Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.

-Leslie H., Client, Fresno, California