Wholesale Insurance for Personal: Liability
Home / Liability (Personal)

Liability (Personal)

Specialized, expertly tailored coverage to protect your clients’ assets.

Many basic coverages do not offer the protection your clients need to sufficiently cover their most valuable assets. A Personal Liability plan from Burns & Wilcox provides an additional layer of protection to supplement their current auto/home/marine polices.   

Comprehensive and customized, a policy from Burns & Wilcox can protect against crippling financial losses in the event of a liability claim or lawsuit due to auto accidents, slip and fall accidents at home, dog bites and trampoline or pool accidents, just to name a few.    

Recent Liability (Personal) Wins

$14,000

TWO SECONDARY COASTAL HOMES FOR A HIGH PROFILE CLIENT

$6,188

$5M PERSONAL UMBRELLA FOR A HIGH PROFILE ENTERTAINER

$5,900

RENTAL DWELLINGS OWNED BY LLC. WITH $5M EXCESS LIABILITY

$5,000

HIGH PROFILE INDIVIDUALS

Areas Of Specialty

Primary Umbrella Coverage
  • Admitted and NonAdmitted Coverage
  • High Profile Individuals 
  • Monoline Coverage available
  • Uninsured Motorist Coverage 
  • Challenging Driving Records and DUI’s
  • Youthful Driver Coverage 
  • Limits up to $10 Million
  • Prior Claims Eligible
Excess Umbrella Coverage
  • High Profile Individuals
  • Challenging Driving Records and DUI’s
  • Limits to $40 Million and above
  • Prior Claims Eligible
Comprehensive Personal Liability
  • Monoline coverage available
  • Limits to $1 Million
  • Prior Claims History
  • Farming Exposures 
Property Coverage 
  • One, Two, Three, and Tour Family Dwellings  
  • Condominium Unit Owners: Occupied or Rented to Others  
  • Mobile Homes  
  • Secondary Residences  
  • Tenants of Multiple Unit Buildings  
  • Occupants of Apartments  
  • Vacant Land 
Worldwide Personal Injury and Property Damage 
Celebrities, Athletes, Politicians, High Profile Figures 
Drivers with Multiple Tickets, Accidents or Alcohol Related Offenses Considered 
Trusts, Family Partnerships, Sole Proprietorship, and LLP’s 

Available Products

  • High Value Homeowner’s
  • Secondary and Seasonal Homeowner’s
  • Recreational Marine
  • Private Primary and Excess Flood
  • Coastal Homeowner’s
  • Unprotected Homeowner’s
  • Family Cyber Protection
  • Rental Properties

Featured Expert

Your Local Team

TO SEE YOUR LOCAL BURNS & WILCOX TEAM, PLEASE ENTER YOUR Address.

Senior Vice President
Works at Detroit/Farmington Hills/HQ Office Map
Corporate Senior Vice President
National Professional Liability Practice Leader
Works at Detroit/Farmington Hills/HQ Office Map
Corporate Senior Vice President
National Personal Insurance Practice Leader
Works at Detroit/Farmington Hills/HQ Office Map
President, B&W Brokerage
Works at San Francisco Brokerage Office Map

Related Intel

See All

Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.

-Leslie H., Client, Fresno, California