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Fan Fall at Ballpark Raises Liability Questions Tied to Alcohol Use
Inside This Article: A 20-year-old fan fell from the stands at PNC Park in Pittsburgh during a Pirates-Cubs game on April 30, suffering critical injuries. The man’s 21-year-old friend was charged with providing alcohol to a minor after allegedly buying him beer at the stadium. Stadiums that face claims or lawsuits over guest injuries typically have coverage under their
$4.5M Ice Cream Sandwich Recall Prompts Lawsuit Against Insurance Broker
Inside This Article: Crave Better Foods, parent company of the Chipwich ice cream sandwich brand, is suing its insurance broker for failing to secure Product Recall Insurance, which the company claims could have offset $4.5 million in losses tied to a 2024 listeria-related recall. The lawsuit alleges professional negligence and misrepresentation, claiming the insurance broker did not reassess insurance
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Inside This Article: Moderna is suing a construction firm for $10 million because of alleged defective work resulting in extensive water leaks, mold and structural damage. The lawsuit claims construction firm The Gutierrez Co. failed in the “design and construction” of the building’s core and shell, causing multiple issues. Non-weather-related water damage is a common issue for commercial properties,…
Inside this article: Wildfire season is year-round for many western U.S. states and Canadian provinces, and 2025 is predicted to be a higher-than-average wildfire season. The devastating southern California wildfires in January caused more than $30 billion in insured losses and forced some carriers to exit the market. The California homeowners’ insurance market has recorded a $10 billion underwriting…
Inside This Article: A fire erupted in the kitchen of a Cheesecake Factory in Seattle, Washington, on April 19, quickly spreading to the building’s ventilation system. More than 100 firefighters responded to the fire, which investigators said was caused by a fryer. Structure fires are a serious risk for restaurants, causing an average of $165 million in damages per…
Inside This Article: A mysterious object crashed through the roof of an auto shop in New Jersey on April 9, causing substantial damage. The incident was captured on surveillance cameras and described by witnesses as a “giant fireball” followed by a loud boom, fueling concerns about the dangers of falling objects after previous drone sightings around the state. A…
Inside This Article: Researchers are anticipating above-average Atlantic hurricane activity in 2025. Hurricanes have caused more than $1.5 trillion in total damages since 1980, with an average cost of $23 billion per event. Property owners may overlook aspects of their Homeowners Insurance and Commercial Property Insurance that determine how hurricane damage would be covered, leaving them at risk for…
Inside This Article: An 82-year-old woman in Georgia was awarded over $4.2 million in relation to a 2020 incident in which she was attacked by her neighbor’s dog. Settlements for dog bites and other Personal Liability claims are on the rise as medical and legal costs continue to climb. The cost of dog bite-related injury claims increased 18.3% in…
Other Recent Intel
The construction industry continues to thrive in 2025, despite elevated interest rates, evolving tariff policies, and broader market uncertainties. From custom homebuilders to multifamily developers and specialized contractors, demand is strong—and so is the need for tailored insurance solutions. During this webinar, our experts explored key E&S strategies and coverage considerations, focusing on: Owner’s Interest Policies Swimming Pool Contractors Artisan…
The Flood Insurance market is steadily evolving, with technology playing a key role in how risks are assessed, priced, and managed. Advanced modeling tools, data analytics and digital platforms are making it easier to identify flood exposures and offer more customized solutions — helping both brokers and clients navigate an increasingly complex landscape. In this Expert Q&A, Jacob Martin, Manager,…
Key Takeaways: Artificial intelligence (AI) tools offer new diagnosis and treatment possibilities, but safeguards must be in place for clinical judgment to override AI systems. Data privacy concerns are growing for healthcare providers and may be amplified by the increased use of AI-powered ambient listening technology. Medspa services carry risks related to licensing, supervision, and sexual misconduct claims. GLP-1…
As AI tools become more common in clinical settings, underwriting expectations are evolving. In this short clip from our Healthcare Liability webinar, special guest Deb Goldberg, Head of Allied Healthcare, AXIS Capital, highlights what brokers and agents should look for when clients use AI for clinical decision-making or documentation. https://vimeo.com/1090532165/f42faf8ca9?share=copy
The Habitational Insurance market is finally stabilizing after a volatile period, offering relief to brokers and property owners alike. With reinsurance rates remaining steady and increased market competition driving down premiums, the landscape is shifting to more favorable coverage and pricing options. However, challenges persist, particularly for older properties and those in high-risk areas. In this expert Q&A, Teresa Cowper,…
From classrooms to clinics, AI is transforming healthcare. In this short clip from our recent Healthcare Liability webinar, Caileb Newby, Broker, Professional Liability, Burns & Wilcox Brokerage, San Francisco, CA, shares how the technology is enhancing both medical training and clinical decision-making. https://vimeo.com/1087198820/5b13535910?share=copy
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