Solutions
Expert solutions are the bedrock of our business.Â
As the leader in global wholesale insurance, we’re uniquely positioned to provide solutions for both everyday risk and the most challenging and complex coverage. We offer more than 300 insurance products and services, all of which are designed to meet your clients’ needs. Â
Practice Areas

For those clients who own a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unparalleled access to the broadest range of Commercial Insurance Coverage available.Â

From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected. We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.Â

We offer unlimited access to the widest range of liability coverage for businesses, organizations and countless professions. Our quick-response team understands the specific issues your clients face and can provide timely access to intelligent solutions.
Industries & Specialties
- Architects and Engineers
- Cannabis
- Casualty (Commercial)
- Construction
- Cyber/Privacy/Technology/Media
- Energy
- Environmental
- Errors and Omissions
- Flood
- Habitational
- Healthcare
- High-Value Solutions (Personal)
- Hospitality
- Liability (Personal)
- Management Liability
- Manufacturing and Distribution
- Marine
- Personal Recreation
- Property (Commercial)
- Residential Property
- Transportation and Garage
- Workers’ Compensation
Our Thinking & Intel |
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$4.5M Ice Cream Sandwich Recall Prompts Lawsuit Against Insurance Broker
Inside This Article: Crave Better Foods, parent company of the Chipwich ice cream sandwich brand, is suing its insurance broker for failing to secure Product Recall Insurance, which the company claims could have offset $4.5 million in losses tied to a 2024 listeria-related recall. The lawsuit alleges professional negligence and misrepresentation, claiming the insurance broker did not reassess insurance

$10M Suit Filed by Moderna Over Mold, Water Damage at Manufacturing Facility
Inside This Article: Moderna is suing a construction firm for $10 million because of alleged defective work resulting in extensive water leaks, mold and structural damage. The lawsuit claims construction firm The Gutierrez Co. failed in the “design and construction” of the building’s core and shell, causing multiple issues. Non-weather-related water damage is a common issue for commercial properties,

Inside this article: Wildfire season is year-round for many western U.S. states and Canadian provinces, and 2025 is predicted to be a higher-than-average wildfire season.  The devastating southern California wildfires in January caused more than $30 billion in insured losses and forced some carriers to exit the market. The California homeowners’ insurance market has recorded a $10 billion underwriting…

Inside This Article: A fire erupted in the kitchen of a Cheesecake Factory in Seattle, Washington, on April 19, quickly spreading to the building’s ventilation system. More than 100 firefighters responded to the fire, which investigators said was caused by a fryer. Structure fires are a serious risk for restaurants, causing an average of $165 million in damages per…

Inside This Article: A mysterious object crashed through the roof of an auto shop in New Jersey on April 9, causing substantial damage. The incident was captured on surveillance cameras and described by witnesses as a “giant fireball” followed by a loud boom, fueling concerns about the dangers of falling objects after previous drone sightings around the state. A…

Inside This Article: Researchers are anticipating above-average Atlantic hurricane activity in 2025. Hurricanes have caused more than $1.5 trillion in total damages since 1980, with an average cost of $23 billion per event. Property owners may overlook aspects of their Homeowners Insurance and Commercial Property Insurance that determine how hurricane damage would be covered, leaving them at risk for…

Inside This Article: An 82-year-old woman in Georgia was awarded over $4.2 million in relation to a 2020 incident in which she was attacked by her neighbor’s dog. Settlements for dog bites and other Personal Liability claims are on the rise as medical and legal costs continue to climb. The cost of dog bite-related injury claims increased 18.3% in…

Inside This Article: Many communities throughout the central United States were submerged after historic rainfall led to life-threatening flash floods. The Ohio River reached its highest crest since 1997, flooding storefronts in downtown Louisville, Kentucky. Many homeowners do not have insurance coverage for flood damage because it is excluded under standard Homeowners Insurance policies. Private Flood Insurance policies can…