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IssueQuick Features

E&S made easy

Introducing the all-new IssueQuick platform for E&S policies.
Quote and issue online. Now that’s coverage IQ.

Quote and Issue Online

24/7 Access

Issue in 5 minutes

Self Service with Dedicated Support

Online Endorsement Management

Electronic Signatures and Payments

Quote and Issue Online

24/7 Access

Issue in 5 minutes

Self Service with Dedicated Support

Online Endorsement Management

Electronic Signatures and Payments

Unparalleled access and partnership

General Liability

Carrier Financial Strength Rating

  • A.M. Best: A (Excellent)

Ineligible States

  • NY, IL, KY, WV

Minimum Premium

  • $500

Potential Policy Limits

  • 100K/200K
  • 500K/1Million
  • 1Million/2Million

Notable Features

  • Up to three classes on one policy with multiple locations
  • More than 50 classes available, including: Dwellings, apartment buildings, restaurants, clubs, bank/office, shopping centers, markets, warehouses, office buildings, contractors, painting, truckers, caterers and more
  • Maximum premium of $7,500, with no inspections needed

Exclusion Criteria

  • No General Liability losses > $25,000, and cannot have two or more General Liability losses in the past three years that would give rise to a claim
  • Assault and battery coverage availability is pre-determined based on classes selected (selecting one excluded class excludes coverage for whole policy)
  • Applicant can’t have more than three different classes to be added to the policy
  • Insurance cannot have been cancelled, or is being nonrenewed, for an increase in hazard or non-compliance with underwriting requirements

Acceptable Entity Type

  • Individual
  • Corporation
  • Partnership
  • Joint Venture
  • Trust
  • Limited Liability Company

 

Potential Products Completed Ops Limit

  • Included in General Aggregate
  • $200,000
  • $500,000
  • $1,000,000
  • $2,000,000

Potential Pers Adv Injury Limit

  • $100,000
  • $300,000
  • $500,000
  • $1,000,000
  • Excluded

Potential Damage To Premises Limit

  • $100,000
  • $200,000
  • $300,000
  • Excluded

Potential Medical Expense Limit

  • $5,000
  • $10,000
  • Excluded

Potential Deductible Amount

  • $500
  • $1,000

Potential Contractual Liability Limitation

  • No
  • Yes

Potential Deductible Type

  • Bodily Injury
  • Property Damage
  • Bodily Injury and Property Damage

Potential Deductible Basis

  • Per Occurrence

Insurance is provided by the underwriting company(s) issuing the policy. All products may not be available in all states. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance and admitted insurance is sold in compliance with all licensing requirements at time of sale.

GL Class Codes GL Class Description
11039 Caterers
13673 Grocery Stores – including Convenience Stores
16900 Restaurants – With No Sale Of Alcoholic Beverages – With Table Service
16910 Restaurants – With Sale Of Alcoholic Beverages That Are Less Than 30% Of The Total Annual Receipts Of The Restaurant – With Table Service
18570 Tattoo Parlors
41667 Clubs – Civic, Service Or Social – Having Buildings Or Premises Owned Or Leased – Other Than Not-For-Profit
41668 Clubs – Civic, Service Or Social – Having Buildings Or Premises Owned Or Leased – Not-For-Profit Only
41669 Clubs – Civic, Service Or Social – No Buildings Or Premises Owned Or Leased Except For Office Purposes – Other Than Not-For-Profit
41670 Clubs – Civic, Service Or Social – No Buildings Or Premises Owned Or Leased Except For Office Purposes – Not-For-Profit Only
45210 Bed And Breakfasts – including Products and/or Completed Operations. These Products/Completed Operations are subject to the General Aggregate Limit
49451 Vacant Land – Other Than Not-For-Profit
60010 Apartment Buildings
61212 Buildings Or Premises Bank Or Office Mercantile Or Manufacturing (Lessor’s Risk Only) – Other Than Not-For-Profit
61217 Buildings Or Premises – Bank Or Office – Mercantile Or Manufacturing – Maintained By The Insured (Lessor’s Risk Only) – Other Than Not-For-Profit
61223 Buildings Or Premises – Bank And Other Financial Institutions
61224 Buildings Or Premises – Office – Premises Occupied By Employees Of The Insured – Other Than Not-For-Profit
61225 Buildings Or Premises – Office – Premises Occupied By Employees Of The Insured – Not-For-Profit Only
61226 Buildings Or Premises – Office – Other Than Not-For-Profit NOC
61227 Buildings Or Premises – Office Not-For-Profit Only NOC
68604 Vacant Buildings – Factories
68606 Vacant Buildings – Not Factories – Other Than Not-For-Profit
68702 Warehouses – Manufacturing Or Private Buildings Or Premises Occupied By Multiple Interests (Lessor’s Risk Only)
68703 Warehouses – Manufacturing Or Private Buildings Or Premises Occupied By Single Interest (Lessor’s Risk Only)
68706 Warehouses – Private Other Than Not-For-Profit
68707 Warehouses – Private Not-For-Profit Only
91341 Carpentry – Interior
91342 Carpentry NOC
91577 Conduit Construction For Cables Or Wires
91581 Contractors – Subcontracted Work – In Connection With Construction, Reconstruction, Erection Or Repair – Not Buildings NOC
91583 Contractors – Subcontracted Work – In Connection With Building Construction, Reconstruction, Repair Or Erection – One Or Two Family Dwellings
91585 Contractors – Subcontracted Work – In Connection With Construction, Reconstruction, Repair Or Erection Of Buildings NOC
91591 Contractors – Subcontracted Work – Other Than Construction-Related Work
91629 Debris Removal – Construction Site
92215 Driveway, Parking Area Or Sidewalk – Paving Or Repaving
92338 Dry Wall Or Wallboard Installation
92451 Electrical Apparatus – Installation, Servicing Or Repair NOC
92478 Electrical Work – Within Buildings
94007 Excavation
94569 Floor Covering Installation – Not Ceramic Tile Or Stone
95410 Grading Of Land
95647 Heating Or Combined Heating And Air Conditioning Systems Or Equipment – Dealers Or Distributors And Installation, Servicing Or Repair – No Liquefied Petroleum Gas (LPG) Equipment Sales Or Work
96409 Insulation Work – Organic Or Plastic In Solid State
97050 Lawn Care Services
97447 Masonry
98304 Painting – Exterior – Buildings Or Structures – Three Stories Or Less In Height – NOC
98305 Painting – Interior – Buildings Or Structures
98308 Painting – Shop Only
98751 Security And Patrol Agencies
99777 Tree Pruning, Dusting, Spraying, Repairing, Trimming Or Fumigating
99793 Truckers

Personal Umbrella

Carrier Financial Strength Rating

  • A.M. Best: A (Excellent)

Ineligible States

  • KY, LA

Minimum Premium

  • No Set Minimum Premium

Policy Liability Limit Options

  • $1,000,000
  • $2,000,000
  • $3,000,000
  • $4,000,000
  • $5,000,000

Notable Features

  • Rates are competitive with standard market bundled coverage
  • Limits up to $5M
  • Multiple residences and vehicles are eligible
  • Uninsured and Underinsured motorist coverage limits up to $1M

Admitted/Non-Admitted States

  • Admitted coverage may* be offered in: AZ, CA, CO, FL, GA, IL, MA, NC, NJ, NY, OH, PA, TX

*Coverage provider will determine based on individual risk profile

  • Non-Admitted coverage offered in all eligible states where Admitted is not available

Exclusion Criteria

  • No open claims or pending litigation
  • No closed claims exceeding $25,000 in past five years
  • Cannot be high profile individual

Driver Acceptance Criteria

  • Can have no major violations.
  • If between 16-20 years old, can have a maximum of one minor violation and zero at-fault accidents.
  • If between 21-69 years old, can have a maximum of 1 minor violation OR 1 at-fault accident, but not both.
  • Cannot be over 79 years old.

Insurance is provided by the underwriting company(s) issuing the policy. All products may not be available in all states. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance and admitted insurance is sold in compliance with all licensing requirements at time of sale.

Article Floater

Carrier Financial Strength Rating

  • A.M. Best: A (Excellent)

Ineligible States

  • AK, AZ, CA, CO, HI, ID, IL, KY, MT, NV, NM, NY, OR, UT, WA, WY

Minimum Premium

  • $100

Popular Item Categories (more available)

  • Furs
  • Jewelry
  • Fine Arts
  • Electronics
  • Collections

Notable Features

  • No appraisals required
  • Total schedule up to $750,000
  • Scheduled personal property only (no blanket coverage)
  • Reimbursement available at up to 150% of replacement cost
  • All risks include wind/quake/flood

AOP Deductible Options

  • $0
  • $2,500
  • $10,000
  • $25,000
  • $50,000

Acceptable Residence Types

  • Condo
  • Home
  • Renter

Potential Safety Feature Credits

  • Central Alarm
  • Residence Safe

Exclusion Criteria

  • Cannot be written in the name of LLC or estate
  • Cannot have more than one scheduled property loss or a single scheduled property loss over $10,000
  • No high profile individuals (celebrities, rappers, “First contract” sports stars, etc.) – defined on platform
  • No single item above $50,000 ($49,999 for jewelry)

Insurance is provided by the underwriting company(s) issuing the policy. All products may not be available in all states. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance and admitted insurance is sold in compliance with all licensing requirements at time of sale.

Antique Furniture
Audio/Visual Equipment
Baseball/Sports Cards & Comic Books
Bicycles
Books
Cameras (Non-Processional)
Cameras (Professional)
Coins
Collectibles
Computers
Couture Collection (Non-Wearable)
Couture Collection (Wearable)
Fine Arts
Furs
Gold/Silver Bullion (Bank Vault)
Gold/Silver Bullion (In Home With Safe)
Golf Equipment
Guns – Collectors
Guns – Used By The Insured
Items In Bank Vault  
Jewelry
Medical Equipment
Musical Instruments (Non-Professional)
Musical Instruments (Professional)
Rugs
Silverware
Stamps
Taxidermy
Tools (Professional Mechanics Only)
Wine Collections (Scheduled)

Instant quoting & issuance

It’s never been this easy, intuitive and quick to issue policies for your clients.
IssueQuick features three popular products with more to come!

Recent policies issued in
less than 5 minutes

Personal Article Floater

$7,000 limit for cameras

Personal Umbrella

$1,000,000 limit

Commercial General Liability

$1,000,000 limit for excavation


What our clients are saying

Issue your first policy in less than 5 minutes

Resources for you

Need help?

Contact the IQ service team

[email protected]

Mon-Fri 8:30AM – 5:30PM EST

Frequently asked questions

How long will my quote be valid?

A quote is valid for thirty days.

Do I have the ability to edit a quote?

Once you complete all the necessary information to generate a quote, you will have the ability to edit it via the “Quote Summary” page. Clicking on the “Edit” button takes you to the “Editing Full Quote” page, where you can revise the information as necessary. Once complete, click on the “Update Quote” button to return to the “Quote Summary” page.

See for yourself how IssueQuick is changing the way brokers and agents do business