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Senior Underwriter, Personal Insurance
Lance's Featured Intel
High-Value Homes at Risk: E&S Coverage Steps Up Amid Wildfire Threats
Inside This Article: Major insurers are withdrawing from parts of Nevada and other regions due to growing wildfire risks, leaving many homeowners without coverage. State-backed “last-resort” insurance programs like…
$4.2 Million Verdict Reflects Rise in Dog Bite Claims
Inside This Article: An 82-year-old woman in Georgia was awarded over $4.2 million in relation to a 2020 incident in which she was attacked by her neighbor’s dog. Settlements…
Lance's Related Intel
Peak Claims Season Is Here: Summer Risks to Watch
Inside This Article: Weather-related losses continue to drive summer Homeowners Insurance claims as severe storms become more frequent and costly. Many homeowners remain vulnerable to flood losses because standard Homeowners Insurance policies typically…
Know Your Policy: Understanding Homeowners Replacement Cost
Why It Matters: Many homeowners know their home's market value but may not understand what it would cost to rebuild it. Knowing replacement cost estimates can help determine the amount of insurance needed to repair or rebuild a home after a…
Know Your Policy: Personal Umbrella Insurance
Why It Matters: Serious liability claims can arise from everyday situations involving properties, vehicles, recreational activities, pets, and other personal exposures. Rising costs and social inflation are contributing to larger…
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