Intel

Key Takeaways While the P&C market is softening and rates are moderating as capacity expands, underwriters remain selective, requiring well-structured submissions to secure optimal terms. Carrier capacity is strong across most lines, with specialty solutions and improved risk mitigation enhancing options for complex and hard-to-place risks. Most Commercial sectors show stable pricing, though litigation and rising loss severity continue to pressure underwriting and…

Key Takeaways: Commercial Auto remains challenging, with combined ratios above 100% and 55 consecutive quarters of rate increases keeping underwriting tight. Capacity is available but selective. Complete submissions, strong safety culture, and telematics can meaningfully improve pricing and options. Loss severity continues to rise due to inflation, nuclear verdicts, repair costs, supply-chain delays, and growing EV exposures. Enforcement of English-language proficiency rules intensified in 2025, worsening…

Renee Jones, Underwriter, Transportation, Burns & Wilcox, Dallas/Ft. Worth, Texas, highlights how proactive loss mitigation—rooted in a strong safety culture—can meaningfully influence premium. In this clip from our recent Transportation webinar, she explains how telematics, driver-facing cameras, and consistent loss control practices help reduce frequency and severity while improving pricing options. https://vimeo.com/1145669562/66ef496443?fl=ip&fe=ec

The Transportation market is shifting rapidly — rising loss severity, repair-cost inflation, and tighter underwriting are creating both challenges and opportunity. Watch the webinar recording featuring Transportation & Garage Insurance experts from Burns & Wilcox to learn how to navigate evolving Liability and Physical Damage exposures, strengthen Garage solutions, and use safety technology and telematics to help insureds secure more favorable terms. Featured Experts:…