Intel

The Professional Liability market remains competitive, with emerging pressures taking shape in select segments. See how rising severity, evolving Cyber risk, and early signs of firming are influencing coverage and underwriting.

Key Takeaways While the P&C market is softening and rates are moderating as capacity expands, underwriters remain selective, requiring well-structured submissions to secure optimal terms. Carrier capacity is strong across most lines, with specialty solutions and improved risk mitigation enhancing options for complex and hard-to-place risks. Most Commercial sectors show stable pricing, though litigation and rising loss severity continue to pressure underwriting and…

Inside This Article: A partial structural collapse at an Illinois condominium complex in early March forced a full evacuation and prompted inspections of nearby buildings. Officials said early findings point to the failure of a support column in an underground garage. Habitational Insurance programs, including Commercial Property Insurance and Commercial General Liability (CGL) Insurance, can help cover building repairs and potential third-party liability…

Inside This Article: Hasbro recently detected a cyber incident that involved unauthorized access to its network. The toy company said containment measures could impact operations for weeks and potentially cause delays in order fulfillment as the investigation continues. Cyberattacks can create immediate operational and financial strain for companies, even before the full scope of a breach is known. Cyber & Privacy Liability Insurance can…

Inside This Article: Wagner SprayTech has recalled more than 700,000 power steamers after receiving at least 156 reports of overheating and hot water release, including more than 50 burn injuries. The recall comes just weeks after another large-scale steam cleaner recall by Dupray, whose product was linked to 15 reports of boiler ruptures and four injuries. Consumer bodily injury claims can…

Inside This Article: A recent Stanford and Harvard study found that medical AI systems generated severe clinical errors in a significant percentage of patient cases. Many healthcare professionals are using AI tools on the job, with one recent survey finding that almost half of nurses use generative AI at work. These reports point to an evolving risk landscape for…

Inside This Article: Federal regulators are claiming that former Lottery.com Inc. executives misled investors by falsely inflating revenues, according to reports. The Securities and Exchange Commission lawsuit follows guilty pleas by two former executives reportedly involved in a fraudulent $30 million financing deal, Bloomberg Law reported. Directors & Officers (D&O) Insurance can respond to these types of allegations, though coverage may depend on…

Inside This Article: Cyberattacks that target logistics companies are expected to double in 2026 after rising nearly 1000% since 2021, according to research by Everstream Analytics. Hackers are increasingly targeting shared transportation networks rather than individual trucking companies, the new data indicates. When a logistics firm faces a cyber incident, Cyber & Privacy Liability Insurance policies can provide immediate data breach response services. Coverage can also extend to…

Evolving cyber risk, emerging A.I. exposures, and increased claim severity are shaping Professional Liability for 2026. See how rising cyber losses, shifting underwriting approaches, and the E&S market’s role in addressing complex risks are influencing coverage and pricing in the Professional Liability 2026 Forecast SlideShare.

Moderating rates, expanding capacity, and disciplined underwriting are setting the 2026 tone for Property & Casualty Insurance. See what is shaping the year ahead in our P&C 2026 Forecast SlideShare.  

Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…

Inside This Article: Alabama’s attorney general filed a lawsuit alleging that a medical spa administered non-FDA-approved versions of GLP-1 weight loss drugs without informing patients that the formulations were not authorized. The situation underscores growing concerns as medspas rapidly expand weight loss offerings amid strong consumer demand and uneven regulatory oversight. Allegations involving drug misrepresentation or lack of informed consent can…