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Professional Liability: AI & Cyber Claims

Professional Liability: AI & Cyber Claims

In our recent Q3 P&C Market Outlook webinar, Ryan Ascenzo, Senior Broker, Professional Liability, Burns & Wilcox, Brokerage Division, New York, New York, discussed how AI is influencing emerging cyber exposures and what that could mean for Cyber Insurance going forward. Watch a highlight from the discussion below. https://vimeo.com/1208796170/7fa70debfb?share=copy&fl=sv&fe=ci

Personal Insurance: Technical Rate Floors

Personal Insurance: Technical Rate Floors

In our recent Q3 P&C Market Outlook webinar, Ryan Connolly, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Nashville, Tennessee, explains what technical rate floors are, why carriers are approaching them, and what that could mean for personal lines pricing in the months ahead. Watch a highlight from the discussion below. https://vimeo.com/1208798909/0eb7a5b10f?fl=ip&fe=ec

Commercial Insurance: Property Valuations

Commercial Insurance: Property Valuations

As the Commercial Insurance market continues to evolve, maintaining accurate property valuations has never been more important. In our recent P&C Market Outlook webinar, William Briscoe, Vice President, Alabama & Mississippi, Managing Director, Burns & Wilcox, Birmingham, Alabama, discussed why underwriting discipline and valuation integrity continue to drive the best outcomes in today\'s market. Watch a highlight from the discussion…

Webinar: P&C Market Outlook – Q3 2026

Webinar: P&C Market Outlook – Q3 2026

Softening Property rates, catastrophe exposures, and evolving underwriting priorities are creating new challenges and opportunities across the insurance marketplace. Watch the Q3 2026 P&C Market Outlook recording for expert insights on: Property market conditions and weather-driven trends Casualty market competition and changing carrier appetite Professional Liability developments, including Cyber, D&O, EPLI, and AI-related exposures Strategies for building stronger submissions and…

Construction Site Vandalism Exposes Equipment Coverage Gaps

Construction Site Vandalism Exposes Equipment Coverage Gaps

Inside This Article: Several pieces of heavy construction equipment were severely damaged in a recent vandalism incident at a California housing development. Damage to heavy equipment can create major financial and operational challenges for contractors, including project delays and replacement equipment costs. Contractors should review their Inland Marine Insurance and related coverages to ensure owned, leased, and borrowed equipment is adequately…

$1.5M Outback Steakhouse Lawsuit Alleges Mashed Potato Slip-and-Fall

$1.5M Outback Steakhouse Lawsuit Alleges Mashed Potato Slip-and-Fall

Inside This Article: A recent lawsuit against Outback Steakhouse seeks over $1.5 million in damages after a customer allegedly slipped on spilled mashed potatoes. Employee training and documentation can play a critical role when responding to slip-and-fall claims. Commercial General Liability (CGL) Insurance can help businesses respond to third-party bodily injury allegations. Rising claim severity is prompting many businesses to…

Report: Construction Defect Claims on the Rise

Report: Construction Defect Claims on the Rise

Inside This Article: Construction defect lawsuits are creating growing financial pressure for some of the nation\'s largest homebuilders, according to a recent Wall Street Journal report. Labor shortages, rising costs, and accelerated construction schedules may contribute to defect-related risks. Construction defect lawsuits often name contractors, architects, engineers, and other professionals, all of whom typically need to carry Commercial General Liability…

$25M ‘Tomato Fraud’ Lawsuit Tests Food Authenticity Claims

$25M ‘Tomato Fraud’ Lawsuit Tests Food Authenticity Claims

Inside This Article: A proposed class-action lawsuit alleges a popular tomato brand misled consumers about the authenticity of its San Marzano tomatoes. While the brand has called the claims meritless, even unproven allegations can lead to significant legal expenses and reputational damage. Commercial General Liability (CGL) Insurance can help cover expenses associated with advertising-related lawsuits, while Excess Liability Insurance can provide additional protection. Companies…

Know Your Policy: Errors & Omissions Insurance for Construction Professionals

Know Your Policy: Errors & Omissions Insurance for Construction Professionals

Why It Matters: Construction risk extends well beyond jobsite injuries and physical damage. Design decisions, subcontractor errors, and project management oversights can create liability exposures that may not become apparent until months or years after a project is completed. While construction firms typically carry Commercial General Liability (CGL) Insurance to cover third-party property damage and bodily injuries, many losses in this industry stem from…

Know Your Policy: Liability Risks for Medspas

Know Your Policy: Liability Risks for Medspas

Why It Matters: Medical spas continue to expand the range of services they offer, from aesthetic procedures to weight loss, IV therapies, and alternative, regenerative, or off-label treatments. As offerings evolve, coverage may be impacted by how services are delivered, who performs them, and whether treatments—including non-FDA-approved or compounded products—are disclosed and contemplated within the policy. Policies may include exclusions, limitations, or require specialized coverage to address…

Commercial Insurance Updates: 2026 Q2

Commercial Insurance Updates: 2026 Q2

Social inflation, rising loss severity, and increased competition are shaping the Commercial Insurance market in Q2 2026. Learn how selective underwriting, shifting carrier appetite, and creative coverage structures are influencing placement strategies.  

P&C Updates: 2026 Q2

P&C Updates: 2026 Q2

Moderating rates, expanding capacity, and increasing competition are setting the tone for the P&C market in Q2 2026. Learn how underwriting discipline, evolving risk dynamics, and expanded access to specialty and global markets are shaping coverage and pricing.

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.