Intel

Key Takeaways Commercial Auto remains challenging, with combined ratios above 100% and 55 consecutive quarters of rate increases keeping underwriting tight. Capacity is available but selective. Complete submissions, strong safety culture, and telematics can meaningfully improve pricing and options. Loss severity continues to rise due to inflation, nuclear verdicts, repair costs, supply-chain delays, and growing EV exposures. Enforcement of English-language proficiency rules intensified in 2025, worsening…

Gene’ Cain, Broker, Transportation, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, breaks down why Commercial Auto rates continue climbing after 55 consecutive quarters, highlighting severity trends, supply chain delays, and emerging risks tied to electric vehicles. This insight from our recent Transportation webinar offers a clear look at the factors driving Physical Damage and Liability losses. https://vimeo.com/1145667389/a029430501?fl=ip&fe=ec

Renee Jones, Underwriter, Transportation, Burns & Wilcox, Dallas/Ft. Worth, Texas, highlights how proactive loss mitigation—rooted in a strong safety culture—can meaningfully influence premium. In this clip from our recent Transportation webinar, she explains how telematics, driver-facing cameras, and consistent loss control practices help reduce frequency and severity while improving pricing options. https://vimeo.com/1145669562/66ef496443?fl=ip&fe=ec

In this clip from our recent Transportation & Garage Insurance webinar, Liza Zarate, Underwriter, Transportation, Burns & Wilcox, San Antonio, Texas, highlights how stricter enforcement of English proficiency regulations is impacting the trucking industry—and where brokers and agents can still find opportunity. https://vimeo.com/1145736966/afee42d510?fl=ip&fe=ec

Inside This Article: Nearly 1 million bottles of Kirkland Signature prosecco were recently recalled due to bottles breaking or shattering, including one reported injury. The large-scale beverage recall follows other recent food and drink recalls involving metal contamination and allergen risks. Product Recall Insurance and Product Liability Insurance can help companies pay for costly recall logistics and injury-related expenses. Additional safeguards such as Business Interruption…

The Transportation market is shifting rapidly — rising loss severity, repair-cost inflation, and tighter underwriting are creating both challenges and opportunity. Watch the webinar recording featuring Transportation & Garage Insurance experts from Burns & Wilcox to learn how to navigate evolving Liability and Physical Damage exposures, strengthen Garage solutions, and use safety technology and telematics to help insureds secure more favorable terms. Featured Experts:…

Key Takeaways The Property market is softening: rates are down, terms are broader, deductibles are lower, and capacity is expanding. The Casualty market remains firm, with rising rates and tighter terms driven by social inflation and nuclear verdicts. Catastrophic perils—especially wildfire and wind—continue to drive demand for specialized solutions such as Wrap programs, wind pools, and deductible buy-downs. Ordinance & Law, Equipment Breakdown, and Habitability Insurance are often…

A hailstorm strikes an auto dealership, damaging vehicles on the lot and a customer’s SUV in for service. In this short video, Mandi Bitterlin, Director, Commercial Insurance, Burns & Wilcox, Kansas City, Kansas, shares how the right Garagekeepers coverage could have turned this costly situation into a customer service win. https://vimeo.com/1140168759/bcf4d2e132?share=copy&fl=sv&fe=ci

A fire forces a neighborhood restaurant to close for months. While Property Insurance helps cover repairs to the dining room and kitchen and replace damaged equipment, the owner had no protection for lost revenue, ongoing expenses, or payroll. In this short video, Bonnie Steen, Regional Vice President, Managing Director, Burns & Wilcox, New Orleans, Louisiana, explains how Business Income Insurance can help restaurants…

Inside This Article: A Florida jury recently awarded $11.3 million to a shopper who was injured in a Target parking lot. The case, in which the retailer was found to be 90% at fault, highlights how hazards like uneven curbs can lead to “nuclear” verdicts. Businesses with high foot traffic are at greater risk for slip-and-fall accidents, which are…

Inside This Article: A CT scanning lab in St. George, Utah, was built without the required lead-lined shielding and allegedly exposed more than two dozen staff at a neighboring clinic to excessive radiation levels for months, a lawsuit claims. The lawsuit accuses the construction firm, drywall company, and medical consulting firm of negligence and fraudulent concealment. Errors & Omissions…

Carrier appetites, pricing strategies, and risk management are all shifting in today’s Commercial Insurance market. Explore how inflation, CAT events, and technology are reshaping coverage—and see how Burns & Wilcox delivers exclusive solutions for complex risks.