Intel

Evolving cyber risk, emerging A.I. exposures, and increased claim severity are shaping Professional Liability for 2026. See how rising cyber losses, shifting underwriting approaches, and the E&S market’s role in addressing complex risks are influencing coverage and pricing in the Professional Liability 2026 Forecast SlideShare.

Moderating pricing, increased competition, and persistent liability pressures are defining Commercial Insurance for 2026. See how social inflation, litigation trends, and sector-specific challenges are shaping coverage, capacity, and underwriting in the Commercial Insurance 2026 Forecast SlideShare.  

Moderating rates, expanding capacity, and disciplined underwriting are setting the 2026 tone for Property & Casualty Insurance. See what is shaping the year ahead in our P&C 2026 Forecast SlideShare.  

Inside This Article: A recent analysis found that water and freezing damage claims comprised about 20% of small business insurance claims in 2025, compared to 15% in 2015. Fire continues to be the costliest type of loss, with average claim severity rising to approximately $80,000 in 2025, more than double 2015 levels, Risk & Insurance reported. Rising repair expenses, labor shortages,…

Inside This Article: A Washington state school district has sued a builder and architect over alleged defects that forced the closure of a new $18 million elementary school. Problems reported included electrical shocks, water intrusion, floorboard gaps, and other issues that led to relocating more than 500 students. The allegations highlight the importance of Construction Insurance policies including Architects & Engineers…

Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…

Inside This Article: Alabama’s attorney general filed a lawsuit alleging that a medical spa administered non-FDA-approved versions of GLP-1 weight loss drugs without informing patients that the formulations were not authorized. The situation underscores growing concerns as medspas rapidly expand weight loss offerings amid strong consumer demand and uneven regulatory oversight. Allegations involving drug misrepresentation or lack of informed consent can…

In this Eye on 2026 P&C webinar clip, Andy Wood, Senior Vice President, Professional Liability Insurance, Burns & Wilcox, breaks down why Professional Liability remains fiercely competitive, how rising cyber and severity trends are pressuring profitability, and why 2026 may mark a shift toward stronger underwriting and pricing discipline. https://vimeo.com/1152987046/b5607e7a34?fl=ip&fe=ec  

Scott Higgins, Executive Vice President, Commercial Insurance, Burns & Wilcox, breaks down why Property pricing is trending downward for well-controlled risks, General Liability remains largely stable, and Transportation continues to face persistent pricing pressure. See what’s ahead in this Commercial Insurance Outlook excerpt from the Eye on 2026 P&C Webinar. https://vimeo.com/1153010452/f0cfe33b24?share=copy&fl=sv&fe=ci  

Kick off the new year with fresh insights into the Property & Casualty insurance market. Watch the Burns & Wilcox Eye on 2026 webinar recording for expert perspectives on how 2025 shaped market conditions—and what’s ahead for Personal, Commercial, and Professional Liability Insurance in 2026. Topics discussed include: Reinsurance trends influencing pricing and capacity Emerging risks and the impact of technology and AI on…

Key Takeaways: SAM Insurance coverage — once routinely included in package policies — is now often excluded, sublimited, or priced with high deductibles and premiums, making it increasingly difficult to secure. A rise in claim frequency and severity, combined with legislative changes that extend or eliminate statutes of limitations, are prompting insurers to tighten underwriting guidelines or exit the space entirely. A…

Organizations serving vulnerable populations are experiencing a rise in complex liability risks, with claims becoming more frequent and severe. As standard carriers exit the space and contractual requirements evolve, Sexual Abuse and Molestation (SAM) coverage is increasingly needed and often only available through the Excess & Surplus (E&S) market. For further insight, we spoke with Rahmad Bauldrick, Vice President, Regional Practice…