Intel

Inside This Article: A Washington state school district has sued a builder and architect over alleged defects that forced the closure of a new $18 million elementary school. Problems reported included electrical shocks, water intrusion, floorboard gaps, and other issues that led to relocating more than 500 students. The allegations highlight the importance of Construction Insurance policies including Architects & Engineers…

Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…

Inside This Article: Alabama’s attorney general filed a lawsuit alleging that a medical spa administered non-FDA-approved versions of GLP-1 weight loss drugs without informing patients that the formulations were not authorized. The situation underscores growing concerns as medspas rapidly expand weight loss offerings amid strong consumer demand and uneven regulatory oversight. Allegations involving drug misrepresentation or lack of informed consent can…

In this Eye on 2026 P&C webinar clip, Andy Wood, Senior Vice President, Professional Liability Insurance, Burns & Wilcox, breaks down why Professional Liability remains fiercely competitive, how rising cyber and severity trends are pressuring profitability, and why 2026 may mark a shift toward stronger underwriting and pricing discipline. https://vimeo.com/1152987046/b5607e7a34?fl=ip&fe=ec  

Scott Higgins, Executive Vice President, Commercial Insurance, Burns & Wilcox, breaks down why Property pricing is trending downward for well-controlled risks, General Liability remains largely stable, and Transportation continues to face persistent pricing pressure. See what’s ahead in this Commercial Insurance Outlook excerpt from the Eye on 2026 P&C Webinar. https://vimeo.com/1153010452/f0cfe33b24?share=copy&fl=sv&fe=ci  

Kick off the new year with fresh insights into the Property & Casualty insurance market. Watch the Burns & Wilcox Eye on 2026 webinar recording for expert perspectives on how 2025 shaped market conditions—and what’s ahead for Personal, Commercial, and Professional Liability Insurance in 2026. Topics discussed include: Reinsurance trends influencing pricing and capacity Emerging risks and the impact of technology and AI on…

Key Takeaways: SAM Insurance coverage — once routinely included in package policies — is now often excluded, sublimited, or priced with high deductibles and premiums, making it increasingly difficult to secure. A rise in claim frequency and severity, combined with legislative changes that extend or eliminate statutes of limitations, are prompting insurers to tighten underwriting guidelines or exit the space entirely. A…

Organizations serving vulnerable populations are experiencing a rise in complex liability risks, with claims becoming more frequent and severe. As standard carriers exit the space and contractual requirements evolve, Sexual Abuse and Molestation (SAM) coverage is increasingly needed and often only available through the Excess & Surplus (E&S) market. For further insight, we spoke with Rahmad Bauldrick, Vice President, Regional Practice…

Inside This Article: Nearly 1 million bottles of Kirkland Signature prosecco were recently recalled due to bottles breaking or shattering, including one reported injury. The large-scale beverage recall follows other recent food and drink recalls involving metal contamination and allergen risks. Product Recall Insurance and Product Liability Insurance can help companies pay for costly recall logistics and injury-related expenses. Additional safeguards such as Business Interruption…

Key Takeaways The Property market is softening: rates are down, terms are broader, deductibles are lower, and capacity is expanding. The Casualty market remains firm, with rising rates and tighter terms driven by social inflation and nuclear verdicts. Catastrophic perils—especially wildfire and wind—continue to drive demand for specialized solutions such as Wrap programs, wind pools, and deductible buy-downs. Ordinance & Law, Equipment Breakdown, and Habitability Insurance are often…

Inside This Article: A $290,000 report produced by Deloitte for the Australian government contained alleged AI-generated errors, including fabricated citations. The firm agreed to partially refund the government after the inaccuracies were identified. AI mistakes are a growing risk across U.S. industries as more companies integrate generative technology. Companies should review how their Errors & Omissions (E&O) Insurance and Directors & Officers…

Inside This Article: A Florida jury recently awarded $11.3 million to a shopper who was injured in a Target parking lot. The case, in which the retailer was found to be 90% at fault, highlights how hazards like uneven curbs can lead to “nuclear” verdicts. Businesses with high foot traffic are at greater risk for slip-and-fall accidents, which are…