Intel

Inside This Article: A Southern California store and warehouse were recently targeted by thieves in separate incidents that involved $37,000 worth of Labubu dolls. Businesses that hold high-value or collectible inventory may be at higher risk for theft. The incidents highlight the importance of theft coverage under Commercial Property Insurance — a protection that is not included in all policies. …

Capacity may be improving, but many Commercial risks remain hard to place. Whether it’s CAT-prone Property or Liquor Liability, Burns & Wilcox delivers E&S strategies that help brokers place complex accounts. Explore this quarter’s Commercial Insurance outlook now.  

The P&C market is showing signs of stabilization—however, one major CAT event could shift everything. From flood and wildfire trends to capacity swings and E&S market solutions, click below to see what’s shaping Property & Casualty in Q3 2025.  

Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…

In our latest webinar, Lana Dennis discussed how increased exposures, especially in the commercial garage, are driving small dealers and repair shops into the E&S space. Watch highlights from the discussion below. https://vimeo.com/1100691885/e055da5eb7

Inside This Article: A fire erupted in the kitchen of a Cheesecake Factory in Seattle, Washington, on April 19, quickly spreading to the building’s ventilation system. More than 100 firefighters responded to the fire, which investigators said was caused by a fryer. Structure fires are a serious risk for restaurants, causing an average of $165 million in damages per…

Inside This Article: A mysterious object crashed through the roof of an auto shop in New Jersey on April 9, causing substantial damage. The incident was captured on surveillance cameras and described by witnesses as a “giant fireball” followed by a loud boom, fueling concerns about the dangers of falling objects after previous drone sightings around the state. A…

Inside This Article: Researchers are anticipating above-average Atlantic hurricane activity in 2025. Hurricanes have caused more than $1.5 trillion in total damages since 1980, with an average cost of $23 billion per event. Property owners may overlook aspects of their Homeowners Insurance and Commercial Property Insurance that determine how hurricane damage would be covered, leaving them at risk for…

The E&S market surged to $81 billion in 2024 as demand grows amid ongoing CAT events, inflation concerns, and evolving underwriting strategies. From rate shifts and capacity trends to London market insights and tech-driven risk solutions, explore what is shaping Property & Casualty in Q2 2025 below.

Inside This Article: Many communities throughout the central United States were submerged after historic rainfall led to life-threatening flash floods. The Ohio River reached its highest crest since 1997, flooding storefronts in downtown Louisville, Kentucky. Many homeowners do not have insurance coverage for flood damage because it is excluded under standard Homeowners Insurance policies. Private Flood Insurance policies can…

Key Takeaways: Rates are beginning to stabilize or even decline in some non-CAT areas. Market capacity remains healthy, particularly in non-admitted spaces, although often through layered placements, which are becoming more common. Carriers are increasing reliance on exclusions and higher deductibles to manage risk. Wildfire and convective storm risks are driving significant change in both Personal and Commercial Insurance.…

Some commercial properties are more difficult to insure than others, creating challenges for property owners. To learn more about Hard-to-Place Commercial Property Insurance, we spoke with Tim​​​​ Wright, Senior Underwriter, Commercial Insurance, Burns & Wilcox, Boston, Massachusetts. What makes a commercial property hard to place? T.W.: Much of what makes a property hard to place for insurance is about location.…