Intel

Inside This Article: Severe thunderstorms swept through the Dallas-Fort Worth Metroplex late last month, killing one individual and causing significant property damage. A Walmart distribution center in Sanger, Texas, sustained a partial roof collapse, and semitrucks and RVs were flipped during the storms. Storm-related damage to commercial properties such as warehouses can be covered by Commercial Property Insurance. Business…

Commercial Property insurers are facing new challenges as severe weather events become more frequent and unpredictable. In this video from our recent P&C webinar, Obie Scott, Associate Managing Director, Burns & Wilcox, Sacramento, California, discusses how insurers are tightening underwriting guidelines, raising deductibles, and leveraging advanced technology to forecast risks and better support business owners. https://vimeo.com/1127188323/2b7fad26f1?share=copy

Residential Property insurers are adapting to more frequent natural disasters and rising repair costs. In this video from our recent P&C webinar, Danielle Alessandrini, Associate Vice President, Underwriting Director, Personal, Burns & Wilcox, Farmington Hills, Michigan, discusses how carriers are adjusting rates, changing appetites, and introducing new programs and risk management strategies to better protect homeowners. https://vimeo.com/1127184947/1f94588a8d?share=copy

A retiree purchases their forever home in the California countryside. Months later, a pipe bursts, causing $80,000 in damage—none of it covered under the California FAIR Plan. In this exposure scenario, Tom Carvalho, Managing Director, Burns & Wilcox, San Francisco, California shares a real-world exposure scenario and explains how Companion Coverage can help close costly coverage gaps. https://vimeo.com/1127177817/ab4c82ece3?share=copy

With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…

Inside This Article: A boat crash on Lewis Smith Lake in April during a Major League Fishing tournament resulted in three deaths and injuries to two others. The family of one of the victims recently filed a lawsuit against Major League Fishing, its president, an angler, and a boat guide, claiming negligence and wrongful death. Personal Umbrella Insurance can…

Inside This Article: A recent gun incident at Alexan 5151 Apartments in Houston prompted concerns from residents about gaps in security and tenant communication. Apartment complex owners can be held liable for third-party bodily injuries and property damage stemming from on-premises incidents. Habitational Insurance policies may exclude incidents involving firearms and other weapons. A specialized insurance broker can help…

Inside This Article: Hazmat crews responded to a chemical spill in a Virginia Commonwealth University laboratory. The June 24 incident led to an evacuation of Oliver Hall. Accidental chemical releases are a serious safety concern at universities and other institutions, potentially causing injuries to the public. Pollution Legal Liability (PLL) Insurance can help cover cleanup costs, regulatory fines, and…

Inside This Article: Nuclear verdicts, or those exceeding $10 million, reached a 15-year high in 2023, a recent study indicates. Thermonuclear verdicts, or jury awards of $100 million or more, are also on the rise, especially in the Transportation sector. Litigation costs continue to rise, exposing businesses to losses that can exceed standard insurance policy limits. Many companies need…

Inside This Article: A homeowner in Oklahoma City incurred $22,000 in damages after a water main break flooded her basement. The owner had no coverage for the damage under her Homeowners Insurance policy and could not get assistance from the city. Many standard Homeowners Insurance policies exclude water damage from sources outside of the home, such as water main…

Key Takeaways: Homeowners are increasingly seeking coverage from the Excess & Surplus (E&S) Residential Property Insurance market. According to the 2025 midyear report from the Wholesale & Specialty Insurance Association (WSIA), this market has grown by 25% year-over-year, highlighting its importance in a changing environment. Catastrophic (CAT) weather events are driving the demand for E&S solutions. The National Oceanic…

Inside This Article: A San Jose doctor claims she suffered chemical burns from a spicy appetizer at a California Thai restaurant. In a lawsuit against the restaurant, the customer is seeking damages for “permanent injuries” and lost wages. A restaurant’s Commercial General Liability (CGL) Insurance could help pay for medical and legal expenses related to customer burns and other…