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52-Day Elevator Outage Leads to Lawsuits Against Landlord

52-Day Elevator Outage Leads to Lawsuits Against Landlord

Inside This Article: A California landlord faces lawsuits from the city of Oakland and seven tenants after both elevators at a six-story apartment building were out of service for 52 consecutive days. The lawsuits also allege pest issues and other safety hazards that affected elderly and disabled residents. Lawsuit-related expenses could be covered by Commercial General Liability (CGL) Insurance, Excess Liability…

Hospitality Insurance Market Overview: Liability Trends, Emerging Exposures, and Placement Strategies

Hospitality Insurance Market Overview: Liability Trends, Emerging Exposures, and Placement Strategies

Key Takeaways: Liquor Liability remains one of the most challenging coverages in the Hospitality market, driven by reduced carrier capacity, tightening limits, and ongoing rate pressure. Jurisdictional differences continue to drive underwriting outcomes, particularly for Liquor Liability risks in areas with strict dram shop laws, such as South Carolina, Alabama, Louisiana, and Washington, D.C. Emerging exposures, including human trafficking, THC/CBD beverages,…

140-MPH Tornado Strikes Before Warning, Exposing Costly Coverage Gaps

140-MPH Tornado Strikes Before Warning, Exposing Costly Coverage Gaps

Inside This Article: An EF3 tornado with estimated 140-mile-per-hour winds reached Wisconsin communities before a tornado warning could be issued and caused extensive damage to buildings and utilities, news outlets reported. Severe storms accounted for eight of the 12 billion-dollar weather and climate disasters recorded in the U.S. during the first half of 2026, according to Climate Central. Today’s Homeowners Insurance policies increasingly…

Hospitality Insurance: Short-Term Rentals

Hospitality Insurance: Short-Term Rentals

Short-term and vacation rentals can create unique coverage considerations. In this clip from our recent Hospitality Insurance webinar, Nick Caletri, Senior Underwriter, Commercial Insurance, Burns & Wilcox, New Orleans, LA, explains how factors such as occupancy, ownership structure, and carrier guidelines can influence whether a risk is placed in the personal or commercial market. https://vimeo.com/1219665578/26c42ac678?share=copy&fl=sv&fe=ci

Hospitality Insurance: Emerging Risks

Hospitality Insurance: Emerging Risks

New hospitality trends are bringing new liability concerns. In this short clip from our recent Hospitality Insurance webinar, Ashley Poe, Associate Managing Director, Underwriter, Commercial Insurance, Burns & Wilcox, Charlotte, NC, explores how CBD and THC beverages, virtual reality attractions, and other emerging exposures are reshaping risks in the hospitality industry and creating important coverage conversations for brokers and agents. https://vimeo.com/1219667793/9b5e39e769?share=copy&fl=sv&fe=ci

Hospitality Insurance Opportunities: Hotels

Hospitality Insurance Opportunities: Hotels

Opportunities are emerging in the hotel sector. In this clip from our recent Hospitality Insurance webinar, Nicholas Enriquez, Associate Managing Director, Burns & Wilcox Brokerage, Scottsdale, AZ, discusses renewed carrier appetite for hotel risks, key underwriting considerations, and what brokers and agents should watch as market conditions evolve. https://vimeo.com/1219665964/c0bd9c711f?share=copy&fl=sv&fe=ci

P&C Updates: 2026 Q3

P&C Updates: 2026 Q3

Abundant capacity, decelerating Property rates, and increasing competition are defining the P&C market in Q3 2026. Explore the trends shaping underwriting, coverage, and pricing.

Commercial Insurance Updates | 2026 Q3

Commercial Insurance Updates | 2026 Q3

Commercial Insurance market conditions are becoming increasingly competitive, creating new opportunities across many lines of business. Click through for highlights on Property and Casualty trends, specialty solutions, capacity deployment, and coverage strategies shaping the second half of 2026.

Personal Insurance Updates | 2026 Q3

Personal Insurance Updates | 2026 Q3

Competitive conditions, expanded carrier appetite, and stabilizing pricing are creating new opportunities in the Personal Insurance market. Explore the trends shaping underwriting, risk mitigation, Flood Insurance, and coverage decisions in Q3 2026.

P&C Report: 2026 Q3 Outlook

P&C Report: 2026 Q3 Outlook

Key Takeaways Rate trends are diverging across the Property & Casualty (P&C) marketplace, with rapidly decelerating Property pricing and continued moderation in most Liability lines. Property market conditions continue to improve, supported by recent mild catastrophe activity and favorable outcomes from the July 1 reinsurance renewals, although pricing and capacity remain highly sensitive to regional weather patterns and future catastrophic events. …

Back-to-Back Warehouse Fires Expose Environmental Liability Risks

Back-to-Back Warehouse Fires Expose Environmental Liability Risks

Inside This Article: Two major warehouse fires that erupted in California within the span of a week caused significant physical damage and raised environmental concerns. Officials are investigating the causes of both fires as cleanup efforts move forward. Property damage, business interruption, and environmental impacts can be covered by insurance policies including Commercial Property Insurance and Site Pollution Liability Insurance. Accurate property…

Personal Insurance: Technical Rate Floors

Personal Insurance: Technical Rate Floors

Continued rate softening and the return of admitted market capacity is reshaping the Personal Insurance market. In our recent P&C Market Outlook webinar, Ryan Connolly, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Nashville, Tennessee, discussed why carriers are approaching technical rate floors and what that could mean for market conditions in the months ahead. Watch a highlight from…

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.