Intel

Carrier appetites, pricing strategies, and risk management are all shifting in today’s Commercial Insurance market. Explore how inflation, CAT events, and technology are reshaping coverage—and see how Burns & Wilcox delivers exclusive solutions for complex risks.

Strict underwriting, CAT-weather volatility, and inflation are shaping a “softening hard market” in Property & Casualty. See how E&S growth, capacity trends, and technology are driving change in Q4 2025 in the SlideShare below.

Inside This Article: Thieves recently stole jewels valued at more than $100 million from the Louvre Museum in Paris. The French government did not carry insurance coverage on the jewels, which have not been found. Some business owners may not have theft coverage on their Commercial Property Insurance, which can be financially devastating in the event of a loss. …

Inside This Article: A ceiling collapse at Flyers Wings and Grill in Pine Hills, Florida, injured a woman while she was dining with her 2-year-old daughter, highlighting the unpredictable risks restaurants face. Hospitality industry liability claims are rising in frequency and cost, driven by higher medical and legal expenses, as well as increased litigation. Commercial General Liability (CGL) Insurance…

Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…

Inside This Article: Major insurers are withdrawing from parts of Nevada and other regions due to growing wildfire risks, leaving many homeowners without coverage. State-backed “last-resort” insurance programs like California’s FAIR Plan offer limited protection for high-value homes. A new Atain-backed High-Value Homeowners Insurance program offered exclusively by Burns & Wilcox is designed specifically for catastrophe-exposed areas. Experts urge…

Inside This Article: Severe thunderstorms swept through the Dallas-Fort Worth Metroplex late last month, killing one individual and causing significant property damage. A Walmart distribution center in Sanger, Texas, sustained a partial roof collapse, and semitrucks and RVs were flipped during the storms. Storm-related damage to commercial properties such as warehouses can be covered by Commercial Property Insurance. Business…

Commercial Property insurers are facing new challenges as severe weather events become more frequent and unpredictable. In this video from our recent P&C webinar, Obie Scott, Associate Managing Director, Burns & Wilcox, Sacramento, California, discusses how insurers are tightening underwriting guidelines, raising deductibles, and leveraging advanced technology to forecast risks and better support business owners. https://vimeo.com/1127188323/2b7fad26f1?share=copy

With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…

Inside This Article: A boat crash on Lewis Smith Lake in April during a Major League Fishing tournament resulted in three deaths and injuries to two others. The family of one of the victims recently filed a lawsuit against Major League Fishing, its president, an angler, and a boat guide, claiming negligence and wrongful death. Personal Umbrella Insurance can…

Inside This Article: A recent gun incident at Alexan 5151 Apartments in Houston prompted concerns from residents about gaps in security and tenant communication. Apartment complex owners can be held liable for third-party bodily injuries and property damage stemming from on-premises incidents. Habitational Insurance policies may exclude incidents involving firearms and other weapons. A specialized insurance broker can help…

Key Takeaways: Homeowners are increasingly seeking coverage from the Excess & Surplus (E&S) Residential Property Insurance market. According to the 2025 midyear report from the Wholesale & Specialty Insurance Association (WSIA), this market has grown by 25% year-over-year, highlighting its importance in a changing environment. Catastrophic (CAT) weather events are driving the demand for E&S solutions. The National Oceanic…