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Webinar: P&C Market Outlook – Q4 2025

Webinar: P&C Market Outlook – Q4 2025

With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…

Fishing Tournament Accident Prompts Lawsuits, Personal Liability Concerns

Fishing Tournament Accident Prompts Lawsuits, Personal Liability Concerns

Inside This Article: A boat crash on Lewis Smith Lake in April during a Major League Fishing tournament resulted in three deaths and injuries to two others. The family of one of the victims recently filed a lawsuit against Major League Fishing, its president, an angler, and a boat guide, claiming negligence and wrongful death. Personal Umbrella Insurance can…

Luxury Apartment Owners Face Liability Questions Following Poolside Incident

Luxury Apartment Owners Face Liability Questions Following Poolside Incident

Inside This Article: A recent gun incident at Alexan 5151 Apartments in Houston prompted concerns from residents about gaps in security and tenant communication. Apartment complex owners can be held liable for third-party bodily injuries and property damage stemming from on-premises incidents. Habitational Insurance policies may exclude incidents involving firearms and other weapons. A specialized insurance broker can help…

Residential Property Insurance Outlook: Navigating Flood & Wind Risks

Residential Property Insurance Outlook: Navigating Flood & Wind Risks

Key Takeaways: Homeowners are increasingly seeking coverage from the Excess & Surplus (E&S) Residential Property Insurance market. According to the 2025 midyear report from the Wholesale & Specialty Insurance Association (WSIA), this market has grown by 25% year-over-year, highlighting its importance in a changing environment. Catastrophic (CAT) weather events are driving the demand for E&S solutions. The National Oceanic…

$37K Worth of Labubu Dolls Stolen: Viral Craze Becomes Insurance Concern

$37K Worth of Labubu Dolls Stolen: Viral Craze Becomes Insurance Concern

Inside This Article: A Southern California store and warehouse were recently targeted by thieves in separate incidents that involved $37,000 worth of Labubu dolls. Businesses that hold high-value or collectible inventory may be at higher risk for theft. The incidents highlight the importance of theft coverage under Commercial Property Insurance — a protection that is not included in all policies. …

Commercial Insurance Updates | Q3 2025

Commercial Insurance Updates | Q3 2025

Capacity may be improving, but many Commercial risks remain hard to place. Whether it’s CAT-prone Property or Liquor Liability, Burns & Wilcox delivers E&S strategies that help brokers place complex accounts. Explore this quarter’s Commercial Insurance outlook now.  

P&C Updates | Q3 2025

P&C Updates | Q3 2025

The P&C market is showing signs of stabilization—however, one major CAT event could shift everything. From flood and wildfire trends to capacity swings and E&S market solutions, click below to see what’s shaping Property & Casualty in Q3 2025.  

$2.5M Jordan Rookie Card Breaks Record, Spotlights Need for Specialty Coverage

$2.5M Jordan Rookie Card Breaks Record, Spotlights Need for Specialty Coverage

Inside This Article: A signed 1986-87 Fleer Michael Jordan rookie card sold at auction for $2.5 million, setting a new record for a Jordan rookie card. The card was one of only nine signed by Jordan in 2024 and marked the first sports collectible offered by Pharrell Williams’ auction house Joopiter. Interest in sports collectibles remains high in the…

P&C Report: 2025 Q3 Outlook

P&C Report: 2025 Q3 Outlook

Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…

Video: Commercial Garage Insights

Video: Commercial Garage Insights

In our latest webinar, Lana Dennis discussed how increased exposures, especially in the commercial garage, are driving small dealers and repair shops into the E&S space. Watch highlights from the discussion below. https://vimeo.com/1100691885/e055da5eb7

Teen Party at Airbnb Causes $7K in Damages, Exposes Rental Risks

Teen Party at Airbnb Causes $7K in Damages, Exposes Rental Risks

Inside This Article: A group of teens threw an unauthorized party at a Palm Beach County Airbnb, causing an estimated $7,000 in damage. The damage included a broken front gate, missing blinds, and a burnt electrical outlet, in addition to lost income from a canceled future booking. Coverage under standard Homeowners Insurance policies may not apply to short-term rentals,…

Cheesecake Factory Fire Spreads Through Vents, 100+ Firefighters Respond

Cheesecake Factory Fire Spreads Through Vents, 100+ Firefighters Respond

Inside This Article: A fire erupted in the kitchen of a Cheesecake Factory in Seattle, Washington, on April 19, quickly spreading to the building’s ventilation system. More than 100 firefighters responded to the fire, which investigators said was caused by a fryer. Structure fires are a serious risk for restaurants, causing an average of $165 million in damages per…

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.