Intel

Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…

After a year of record-setting wildfires and an unusually quiet wind and hurricane season, Bill Gatewood, Executive Vice President, Personal Insurance, Burns & Wilcox, shares why Personal Insurance may be shifting back to a more “traditional” pattern. Watch this Personal Insurance Outlook from our recent Eye on 2026 P&C webinar. https://vimeo.com/1152984369/3226c59216?share=copy&fl=sv&fe=ci  

Flooding is the nation’s most frequent and expensive natural disaster, affecting property owners from coastal cities to inland towns alike. Even a few inches of water can cause catastrophic damage, disrupt operations, and leave homeowners and business owners facing massive repair expenses. To learn more about Flood Insurance and new products reshaping the marketplace, we spoke with Brad Turner, Vice President, National Product…

Inside This Article: A homeowner in Oklahoma City incurred $22,000 in damages after a water main break flooded her basement. The owner had no coverage for the damage under her Homeowners Insurance policy and could not get assistance from the city. Many standard Homeowners Insurance policies exclude water damage from sources outside of the home, such as water main…

Key Takeaways: Homeowners are increasingly seeking coverage from the Excess & Surplus (E&S) Residential Property Insurance market. According to the 2025 midyear report from the Wholesale & Specialty Insurance Association (WSIA), this market has grown by 25% year-over-year, highlighting its importance in a changing environment. Catastrophic (CAT) weather events are driving the demand for E&S solutions. The National Oceanic…

With only 4% of U.S. homeowners carrying flood insurance, brokers have a crucial opportunity to help close the coverage gap and better protect their clients. In our recent Residential Property webinar, Brad Turner, Vice President, National Product Manager, Flood, Morehead City, NC, highlighted the staggering economic impact of flood events and emphasized the urgent need for greater education and awareness…

From rising sea levels to intensifying hurricanes and convective storms, the frequency and severity of flood and wind exposures are increasing, placing significant strain on standard Homeowners\' Insurance markets. As traditional carriers continue to limit coverage, there is a growing demand for Excess and Surplus (E&S) solutions for Residential Property. Join our expert-led webinar for insights into: Recent trends in…

Inside This Article: A homeowner’s metal roof was partially torn off during a recent thunderstorm in Rogersville, Alabama, causing water damage to the home. It was the third severe weather event to hit Rogersville this year, including two earlier tornadoes. Convective storms are becoming more frequent and severe, bringing dangerously high winds to areas not commonly impacted by this…

The Flood Insurance market is steadily evolving, with technology playing a key role in how risks are assessed, priced, and managed. Advanced modeling tools, data analytics and digital platforms are making it easier to identify flood exposures and offer more customized solutions — helping both brokers and clients navigate an increasingly complex landscape. In this Expert Q&A, Jacob​​​​ Martin, Manager,…

Inside This Article: Researchers are anticipating above-average Atlantic hurricane activity in 2025. Hurricanes have caused more than $1.5 trillion in total damages since 1980, with an average cost of $23 billion per event. Property owners may overlook aspects of their Homeowners Insurance and Commercial Property Insurance that determine how hurricane damage would be covered, leaving them at risk for…

Inside This Article: Many communities throughout the central United States were submerged after historic rainfall led to life-threatening flash floods. The Ohio River reached its highest crest since 1997, flooding storefronts in downtown Louisville, Kentucky. Many homeowners do not have insurance coverage for flood damage because it is excluded under standard Homeowners Insurance policies. Private Flood Insurance policies can…

As experts tally losses from the record-breaking 2024 Atlantic hurricane season, which brought a total of 18 named storms and the earliest Category 5 hurricane to date, some estimates suggest that its total damages and economic losses could reach $500 billion. The unprecedented season included five hurricanes that made U.S. landfall, with estimated losses between $25.5 billion and $68.5 billion,…