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$16M Verdict Follows Mechanical Bull Injury at Bar
Inside This Article: A couple was recently awarded $16 million after suing a Kansas City bar where the man allegedly fell from a mechanical bull.  Before the trial, the couple sought $8 million to settle the case, while the defendants offered $2.2 million, according to Missouri Lawyers Media. Commercial General Liability (CGL) Insurance can cover customer injury claims; however,
Med Spa Hit With $25,000 Penalty Over Unauthorized Drugs
Inside This Article: An Ohio med spa was fined $25,000 after investigators found unauthorized prescription drug orders and other violations. A patient lost consciousness after using a drug provided by one of the med spa’s owners, according to the state investigation. Medical Malpractice Insurance and Commercial General Liability (CGL) Insurance can address different aspects of med spa risks. As
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Inside This Article: Kansas City is considering an ordinance that would allow residents to register their homes as short-term rentals during major events such as the World Cup. The proposal aims to expand lodging options to accommodate the expected influx of fans while giving homeowners a chance to benefit economically. Short-term rentals may not be covered by standard Homeowners…
Key Takeaways: SAM Insurance coverage — once routinely included in package policies — is now often excluded, sublimited, or priced with high deductibles and premiums, making it increasingly difficult to secure. A rise in claim frequency and severity, combined with legislative changes that extend or eliminate statutes of limitations, are prompting insurers to tighten underwriting guidelines or exit the space entirely. A…
Organizations serving vulnerable populations are experiencing a rise in complex liability risks, with claims becoming more frequent and severe. As standard carriers exit the space and contractual requirements evolve, Sexual Abuse and Molestation (SAM) coverage is increasingly needed and often only available through the Excess & Surplus (E&S) market. For further insight, we spoke with Rahmad Bauldrick, Vice President, Regional Practice…
Whether it is a small storefront or a sprawling distribution center, every commercial property faces risks such as burst pipes, electrical fires, or storm damage that could disrupt operations and result in major financial setbacks. To learn how Commercial Property Insurance can help business owners protect their assets, we spoke with Barry Whitton, Managing Director, Broker, Property, Burns & Wilcox, Brokerage Division,…
Flooding is the nation’s most frequent and expensive natural disaster, affecting property owners from coastal cities to inland towns alike. Even a few inches of water can cause catastrophic damage, disrupt operations, and leave homeowners and business owners facing massive repair expenses. To learn more about Flood Insurance and new products reshaping the marketplace, we spoke with Brad Turner, Vice President, National Product…
Key Takeaways: Commercial Auto remains challenging, with combined ratios above 100% and 55 consecutive quarters of rate increases keeping underwriting tight. Capacity is available but selective. Complete submissions, strong safety culture, and telematics can meaningfully improve pricing and options. Loss severity continues to rise due to inflation, nuclear verdicts, repair costs, supply-chain delays, and growing EV exposures. Enforcement of English-language proficiency rules intensified in 2025, worsening…
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