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‘Accidental Landlords’ on the Rise: How Slower Home Sales Can Create Coverage Gaps
Inside This Article: More homeowners are choosing to rent out their homes when they are unable to sell them in today’s slower housing market, according to recent reports. When a property becomes tenant-occupied, the owner will typically need to change their Homeowners Insurance policy to a Dwelling Fire policy. Water damage and fire claims are among the most common
$19M Sea Lion Habitat at Center of Design and Construction Lawsuit
Inside This Article: A $19 million Denver Zoo sea lion habitat project is at the center of a lawsuit alleging design and construction failures. The lawsuit alleges multiple defects in the recently opened habitat, including improper water levels, leaks, and cracking. Architects & Engineers (A&E) Professional Liability Insurance plays a key role when claims arise from alleged design errors
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Inside This Article: A semi-trailer crash in Michigan earlier this year spilled about 26,000 pounds of plastic pellets across 11 miles of roadway. The polystyrene plastic “nurdles” were also found in the Kalamazoo River following the release, which included an additional spill during towing. The nurdles sank into the river sediment, making full recovery challenging and costly. A recent report found hazardous…
Inside This Article: A judge issued a default judgment in favor of an Ohio confectionery business after a contractor failed to respond to claims tied to a 2024 demolition incident, WFMJ-TV reported. The lawsuit alleged that debris from a nearby building teardown damaged a neighboring business and equipment, with another establishment also reporting impacts. Contractors performing demolition work face significant third-party…
Key Takeaways While the P&C market is softening and rates are moderating as capacity expands, underwriters remain selective, requiring well-structured submissions to secure optimal terms. Carrier capacity is strong across most lines, with specialty solutions and improved risk mitigation enhancing options for complex and hard-to-place risks. Most Commercial sectors show stable pricing, though litigation and rising loss severity continue to pressure underwriting and…
The Star Wars universe continues to expand — not just on…
Inside This Article: Hail is now a leading driver of severe convective storm losses, according to Cotality’s latest storm risk report. Texas had the most hail losses of any state in 2025, with more than 235,000 homes experiencing hail damage. Insurers are increasingly implementing Wind and Hail Deductibles and Roof Settlement Schedules on Homeowners Insurance policies. Property owners should closely review policy terms to help…
Inside This Article: A partial structural collapse at an Illinois condominium complex in early March forced a full evacuation and prompted inspections of nearby buildings. Officials said early findings point to the failure of a support column in an underground garage. Habitational Insurance programs, including Commercial Property Insurance and Commercial General Liability (CGL) Insurance, can help cover building repairs and potential third-party liability…
Other Recent Intel
The Personal Insurance market is transitioning out of a hard market cycle. In this clip from our recent High-Value Solutions webinar, Sarah Chandonnet, Director, Private Client, Burns & Wilcox, Detroit/Farmington Hills, Michigan, discusses where brokers and agents may be finding greater market flexibility for affluent and high-net-worth clients. https://vimeo.com/1194061394/581538c48c?share=copy&fl=sv&fe=ci
Changing market conditions may create new opportunities to strengthen Personal Insurance coverage for affluent and high-net-worth individuals. In this clip from our recent High-Value Solutions webinar, Kris Guasch, Associate Managing Director, Underwriter, Personal Insurance, Burns & Wilcox, Ft. Lauderdale, Florida, discusses how brokers and agents may be able to revisit coverage options and secure broader protection for clients. https://vimeo.com/1194062504/5cde65c71d?share=copy&fl=sv&fe=ci
Personal Insurance solutions for affluent and high-net-worth clients often require evaluating more than the property itself. In this clip from our recent High-Value Solutions webinar, Albert Reed, Manager, Personal Insurance, Senior Underwriter, Personal Insurance, Burns & Wilcox, San Francisco, California, discusses the importance of assessing the individual behind the risk when building comprehensive coverage solutions. https://vimeo.com/1194400162/1191ac75f8?share=copy&fl=sv&fe=ci
The Professional Liability market remains competitive, with emerging pressures taking shape in select segments. See how rising severity, evolving Cyber risk, and early signs of firming are influencing coverage and underwriting.
Stabilizing rates and increased competition are creating new opportunities in the Personal Insurance market. See how risk mitigation, rising high‑value home demand, and global coverage solutions are shaping coverage and placement strategies in Q2 2026.
Social inflation, rising loss severity, and increased competition are shaping the Commercial Insurance market in Q2 2026. Learn how selective underwriting, shifting carrier appetite, and creative coverage structures are influencing placement strategies.
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