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When owning and operating a business of any size, it is important to obtain the necessary coverage to protect against the wide variety of risks associated with commercial operations. From general to specialized coverage, Burns & Wilcox has unlimited access to the broadest range of Commercial Insurance Coverage available.

Accident and Health

How confident are you in your Accident and Health insurance? Many basic coverages do not offer the specialized protection you need to cover your assets.


One of the most common risks faced by all organizations is financial loss caused by legal liability for injuries to persons or damage to the property of others. Having the right insurance policy in place can help an organization manage this risk. Often equated to liability insurance and one of the most important classes of coverage an organization can have, Casualty Insurance is liability coverage of an individual or organization for negligent acts or omissions.

Casualty Insurance represents the broad category of coverages available against loss of property, damage or other liabilities not directly concerned with life insurance, health insurance or property insurance.

Burns & Wilcox provides brokers and agents with access to causality specialists who can identify and assess the legal liability risks to your client’s business, home or car. As a leading provider of wholesale specialty insurance, Burns & Wilcox offers innovative casualty solutions for complex and hard-to-place risks.


Environmental coverage is a very specialized area of insurance that requires a deep understanding of government regulation and the potential environmental losses that could arise from your clients’ businesses. The Burns & Wilcox Environmental Center of Excellence, accessible through your local Burns & Wilcox office, provides brokers and agents with access to environmental specialists who can identify environmental exposures and deliver insurance solutions to address the specific environmental liabilities your clients may be vulnerable to.


Ocean and Commercial Marine

World maritime trade is valued at $12 trillion. With so much at stake, this industry is subject to massive losses. For example, a commercial marine company was recently found liable for $23.1 million in cleanup costs after its oil barge collided with a tanker and spilled 282,000 gallons of oil into a river.

All types of watercraft come with risks that can result in cargo or property damages, crew or passenger injuries and environmental damages. With more than 52,000 merchant ships trading internationally and in domestic waters, there is a vast need to provide coverage solutions for this industry.

Available Ocean and Commercial Marine Coverages include Cargo, Marine General Liability, Freight Forwarders Legal Liability and Hull and P&I.



While the situations are rare, terrorist attacks can be completely random and result in catastrophic costs. The threats of terrorism can affect everyone involved within an organization including the employees and shareholders.

Terrorism Coverage through Burns & Wilcox protects against the risks that can result in disruptions to business stability. Burns & Wilcox can support a wide range of clients from major industrial and commercial enterprises to hotels and hospitality risks.



Whether your client transports products or passengers, it is essential that the right insurance coverage is in place to protect their operations, drivers and ability to serve customers. Obtaining the proper insurance can help your transportation industry clients mitigate the risks of a career on the road. Burns & Wilcox can provide access to a wide range of coverages to safeguard any vehicle – owned or for hire – used to transport passengers or products.


Specialty Classes: Commercial

Burns & Wilcox offers solutions for a variety of commercial specialty classes. See below for examples of coverages we are able to provide.




Coastal LRO




Gas station


Bar/Tavern with 30% food sales


Vacant warehouse


Used auto dealer


Salvage yard/scrap metal dealer


Wood pallet manufacturer




Commercial crop sprayer


House flipper


House flipper



Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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