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Open For Business: Commercial Umbrella Coverage

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Open For Business: Commercial Umbrella Coverage

Open For Business: Commercial Umbrella Coverage

One of the most pervasive requisites of being a business today is contending with increasingly complex liability laws. Courts continue to broaden the definition of liability, incurring a sharp rise in claims and award amounts. To counter a volatile regulatory landscape, small commercial businesses need to augment their protection with a commercial umbrella policy.

Traditional policies have their limits. Unlike large companies that allocate funds for potential litigation losses, a small business typically lacks such resources. Commercial umbrella coverage can provide more comprehensive protection for your clients against unexpected events that may cause financial ruin. Make small businesses cognizant of their vulnerabilities and dangers of being underinsured. Brokers and agents should work with businesses to develop an effective policy based on their specific risks and needs.

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