Dog bites, boating accidents, falls on an icy stairway or off a trampoline, collisions with an uninsured driver—mishaps like these happen with surprising frequency. And when they do, lawsuits often follow. Which is why it is probably time to discuss Personal Umbrella Coverage with your clients, if you haven’t done so already.
Once presented with the facts about these incidents, the risks they pose to their assets, and the affordability of an umbrella policy, suddenly your clients see that extra level of protection as a necessity, not a luxury.
