Intel

Key Takeaways: Seemingly minor changes in policy language can significantly alter how coverage responds for Construction risks, particularly when embedded within broader endorsements. Common exclusions and limitations—including Action Over, subsidence, and hot work provisions—can create gaps that may not be immediately apparent during placement. Aligning policy language with contractor operations and contractual obligations is essential to helping reduce unexpected coverage gaps and claim disputes. [button link=\"https://issuu.com/docs/f0637d3760be370e8b4a3620bbbbd7a0?fr=sN2E2MjkyMjc3ODc\"…

A Hot Work exclusion does not just affect coverage—it can signal important risk management requirements. In the clip below, Brittani Marrott, Manager, Commercial Insurance, Burns & Wilcox, Salt Lake City, Utah, explains how these exclusions encourage contractors to implement risk controls that can help prevent costly fire losses. https://vimeo.com/1202182375/0f725104f6?share=copy&fl=sv&fe=ci

Seemingly minor changes in policy language can create significant coverage gaps for Construction risks. In this webinar, Burns & Wilcox experts discuss key terms, conditions, and exclusions that can influence underwriting decisions and claim outcomes, including action-over, subcontractor exclusions, hot work operations, subsidence exposures, residential limitations, and work height restrictions. Featured experts: David Gross, Vice President, Managing Director, Broker, Casualty, Burns &…