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Personal Insurance: Technical Rate Floors
Continued rate softening and the return of admitted market capacity is reshaping the Personal Insurance market. In our recent P&C Market Outlook webinar, Ryan Connolly, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Nashville, Tennessee, discussed why carriers are approaching technical rate floors and what that could mean for market conditions in the months ahead. Watch a highlight from…
Webinar: P&C Market Outlook – Q3 2026
Softening Property rates, catastrophe exposures, and evolving underwriting priorities are creating new challenges and opportunities across the insurance marketplace. Watch the Q3 2026 P&C Market Outlook recording for expert insights on: Property market conditions and weather-driven trends Casualty market competition and changing carrier appetite Professional Liability developments, including Cyber, D&O, EPLI, and AI-related exposures Strategies for building stronger submissions and…
$17.8T at Risk as 43.5M Homes Face Rising Hail Threat
Inside This Article: Hail is now a leading driver of severe convective storm losses, according to Cotality’s latest storm risk report. Texas had the most hail losses of any state in 2025, with more than 235,000 homes experiencing hail damage. Insurers are increasingly implementing Wind and Hail Deductibles and Roof Settlement Schedules on Homeowners Insurance policies. Property owners should closely review policy terms to help…
World Cup Sparks Interest in Short-Term Rentals: What Homeowners Need to Know
Inside This Article: Kansas City is considering an ordinance that would allow residents to register their homes as short-term rentals during major events such as the World Cup. The proposal aims to expand lodging options to accommodate the expected influx of fans while giving homeowners a chance to benefit economically. Short-term rentals may not be covered by standard Homeowners…
Fishing Tournament Accident Prompts Lawsuits, Personal Liability Concerns
Inside This Article: A boat crash on Lewis Smith Lake in April during a Major League Fishing tournament resulted in three deaths and injuries to two others. The family of one of the victims recently filed a lawsuit against Major League Fishing, its president, an angler, and a boat guide, claiming negligence and wrongful death. Personal Umbrella Insurance can…
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