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Lawsuit: Customers ‘Severely’ Injured by Falling Antlers at LongHorn Steakhouse
Inside This Article: A couple in Tennessee recently filed a lawsuit against a restaurant after allegedly being injured when decorative antlers mounted on a wall fell on them. The hospitality industry is seeing an increase in the frequency and severity of injury claims. Commercial General Liability (CGL) Insurance can respond to customer injury incidents but may not keep pace with…
$30 Million Fraud Allegations Against Former Lottery.com Execs
Inside This Article: Federal regulators are claiming that former Lottery.com Inc. executives misled investors by falsely inflating revenues, according to reports. The Securities and Exchange Commission lawsuit follows guilty pleas by two former executives reportedly involved in a fraudulent $30 million financing deal, Bloomberg Law reported. Directors & Officers (D&O) Insurance can respond to these types of allegations, though coverage may depend on…
$18M School Closes Amid Claims of Construction and Design Defects
Inside This Article: A Washington state school district has sued a builder and architect over alleged defects that forced the closure of a new $18 million elementary school. Problems reported included electrical shocks, water intrusion, floorboard gaps, and other issues that led to relocating more than 500 students. The allegations highlight the importance of Construction Insurance policies including Architects & Engineers…
P&C Report: 2026 Forecast
Key Takeaways The E&S P&C market is in a strong position, supported by disciplined underwriting and strong carrier appetite. The E&S marketplace has recorded 14 consecutive years of premium growth, with Casualty lines representing the majority of direct premiums written. Social inflation, nuclear verdicts, and litigation funding continue to influence underwriting and pricing decisions, while tort reform in select states is beginning to…
Exposure Scenario: Business Interruption Insurance
A fire forces a neighborhood restaurant to close for months. While Property Insurance helps cover repairs to the dining room and kitchen and replace damaged equipment, the owner had no protection for lost revenue, ongoing expenses, or payroll. In this short video, Bonnie Steen, Regional Vice President, Managing Director, Burns & Wilcox, New Orleans, Louisiana, explains how Business Income Insurance can help restaurants…
AI Errors in Deloitte Report Trigger Refund, Expose Growing Risk
Inside This Article: A $290,000 report produced by Deloitte for the Australian government contained alleged AI-generated errors, including fabricated citations. The firm agreed to partially refund the government after the inaccuracies were identified. AI mistakes are a growing risk across U.S. industries as more companies integrate generative technology. Companies should review how their Errors & Omissions (E&O) Insurance and Directors & Officers…
Commercial Insurance Updates | Q4 2025
Carrier appetites, pricing strategies, and risk management are all shifting in today’s Commercial Insurance market. Explore how inflation, CAT events, and technology are reshaping coverage—and see how Burns & Wilcox delivers exclusive solutions for complex risks.
Ceiling Collapse at Restaurant Injures Guest, Raises Liability Concerns
Inside This Article: A ceiling collapse at Flyers Wings and Grill in Pine Hills, Florida, injured a woman while she was dining with her 2-year-old daughter, highlighting the unpredictable risks restaurants face. Hospitality industry liability claims are rising in frequency and cost, driven by higher medical and legal expenses, as well as increased litigation. Commercial General Liability (CGL) Insurance…
Webinar: P&C Market Outlook – Q4 2025
With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…
Adidas Data Breach Linked to Vendor; Personal Info Exposed
Inside This Article: Adidas confirmed a cyber incident earlier this year that involved the release of personal consumer data. The breach reportedly occurred after hackers gained access through an external vendor that performed customer service operations. Experts say cyber criminals are exploiting the security gaps of smaller third-party vendors, posing growing risks for the companies that rely on them. …
Ask the Expert Q&A: Commercial Casualty Insurance for the Hospitality Industry
The hospitality industry is facing challenges due to a tightening insurance market, which is a result of increasing claim costs and the withdrawal of many admitted carriers. To gain insights into how Excess & Surplus (E&S) insurance is responding to these issues, we spoke with Aaron Pfister, Associate Managing Director and Underwriter at Burns & Wilcox in Scottsdale, Arizona. Why…
P&C Report: 2025 Q3 Outlook
Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…
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