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Fan Fall at Ballpark Raises Liability Questions Tied to Alcohol Use
Inside This Article: A 20-year-old fan fell from the stands at PNC Park in Pittsburgh during a Pirates-Cubs game on April 30, suffering critical injuries. The man’s 21-year-old friend was charged with providing alcohol to a minor after allegedly buying him beer at the stadium. Stadiums that face claims or lawsuits over guest injuries typically have coverage under their…

$10M Suit Filed by Moderna Over Mold, Water Damage at Manufacturing Facility
Inside This Article: Moderna is suing a construction firm for $10 million because of alleged defective work resulting in extensive water leaks, mold and structural damage. The lawsuit claims construction firm The Gutierrez Co. failed in the “design and construction” of the building’s core and shell, causing multiple issues. Non-weather-related water damage is a common issue for commercial properties,…

P&C Report: 2025 Q2 Outlook
Key Takeaways: Rates are beginning to stabilize or even decline in some non-CAT areas. Market capacity remains healthy, particularly in non-admitted spaces, although often through layered placements, which are becoming more common. Carriers are increasing reliance on exclusions and higher deductibles to manage risk. Wildfire and convective storm risks are driving significant change in both Personal and Commercial Insurance.…

$26M Lawsuit Highlights the Steep Risk of Design Delays for Architects
Inside This Article Architecture firm Cooper Carry is being sued by the owner of a Hilton hotel project for delays that reportedly led to $26 million in additional costs. When facing litigation, architects may incur significant defense costs and rectification expenses, in addition to reputational damage. Lawsuits against design professionals can be covered by Architects & Engineers Professional Liability…

Video: Commercial Insurance Q2 Outlook
Watch below as Connor Farquharson, Manager, Commercial Insurance, Burns & Wilcox, Dallas/Fort Worth, TX, breaks down today’s evolving Commercial Insurance landscape—where some markets are softening while others, like Transportation and Liquor Liability, continue to harden nationwide. https://vimeo.com/1073993370/1b7518d264?ts=0&share=copy For more insights, watch the full P&C Market Outlook Q2 2025 webinar recording.

Video: E&S Solutions for Professional Liability Insurance
Watch below as Matt Baxter, Director, Professional Liability, Burns & Wilcox Brokerage, Atlanta, GA, explains why exploring E&S options for Professional Liability—even when admitted markets are available—can uncover creative solutions and key coverage enhancements for your clients. https://vimeo.com/1073992292/e09876084f?ts=0&share=copy For more insights, watch the full P&C Market Outlook Q2 2025 webinar recording.

Hospitality Insurance Market Overview: Key Trends & Regional Insights
Key Takeaways: The U.S. Hospitality Insurance market remains hard, with Liquor Liability coverage tightening across most states. Social media marketing can significantly impact a business\'s insurability. Liquor sales exceeding 50% of revenue make coverage harder to obtain, reinforcing the need for diversified income streams. Liquor Liability insurance is not a one-size-fits-all policy and must be customized to each business\'s…

Professional Liability Updates: Q1 2025
The Professional Liability Insurance market remains stable, with some soft spots and abundant capacity. See below to learn how the rise in Cyber risks, growth in Architects & Engineers, and increasing claims in Healthcare are shaping 2025.

Video: Hospitality Insurance Market Trends
Mandi Bitterlin, Senior Underwriter, Commercial Insurance, Kansas City, KS, explores emerging trends in the hospitality industry, from immersive rotational theme bars to the rise of mobile bars and to-go cocktails. With these innovations come new insurance challenges. https://vimeo.com/1056905876/b5509f4348?ts=0&share=copy For more expert insights, watch the full Hospitality Insurance webinar recording here.

Video: Hospitality Insurance Tips
Aaron Pfister, Associate Managing Director, Underwriter, Commercial Insurance, Burns & Wilcox, Scottsdale, AZ, explains how insurance brokers can go beyond the basics to be true risk advisors for their bar, restaurant, and hospitality clients—conducting on-site inspections, analyzing social media, and understanding clientele to better secure coverage. https://vimeo.com/1056904969/ca0e026663?ts=0&share=copy For more expert insights, watch the full Hospitality Insurance webinar here.

Webinar: Hospitality Risks Uncorked – Navigating Liquor Liability Coverage
Bars, restaurants, and other hospitality businesses are increasingly seeking insurance coverage from Excess and Surplus (E&S) markets, particularly for Liquor Liability. Watch our latest webinar for insights on: Factors prompting admitted carriers to withdraw from the hospitality sector. Common exclusions in policies that can lead to significant coverage issues during claims. The importance of aligning a business\'s social media posts…

Ask the Expert Q&A: Commercial Casualty Insurance for the Hospitality Industry
The hospitality industry is facing challenges due to a tightening insurance market, which is a result of increasing claim costs and the withdrawal of many admitted carriers. To gain insights into how Excess & Surplus (E&S) insurance is responding to these issues, we spoke with Aaron Pfister, Associate Managing Director and Underwriter at Burns & Wilcox in Scottsdale, Arizona. Why…
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