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P&C Report: 2026 Q4 Outlook

P&C Report: 2026 Q4 Outlook

Key Takeaways Property Insurance offers more competitive pricing and broader capacity, but brokers and agents should consider underwriting expertise, carrier appetite and policy terms & conditions, not just premium. Casualty Insurance faces pricing pressure across most lines of business stemming from rising litigation costs, social inflation, and nuclear verdicts, particularly in Auto and Excess Liability. Professional Liability is competitive…

$41M Theater Renovation Sparks Construction, Marketing Disputes

$41M Theater Renovation Sparks Construction, Marketing Disputes

Inside This Article: A construction company was recently sued over its involvement in a $41 million renovation of a historic San Francisco theater, including allegations of faulty construction and excessive billing. The theater operator claimed project delays and repairs would cost more than $5 million and sued over the contractor’s use of its venues in marketing materials. Commercial General…

Professional Liability: 2027 Market Outlook

Professional Liability: 2027 Market Outlook

From rising Healthcare rates to competitive Cyber pricing, the Professional Liability market is seeing varied conditions across key sectors. In an excerpt from our Q4 P&C webinar, Rahmad Bauldrick, Vice President, Regional Practice Group Leader, Professional, Burns & Wilcox, Chicago, IL, shares the trends driving pricing, underwriting decisions and risk management priorities. https://vimeo.com/1238929871/3adb37d615?fl=ip&fe=ec&share=copy

Med Spa Hit With $25,000 Penalty Over Unauthorized Drugs

Med Spa Hit With $25,000 Penalty Over Unauthorized Drugs

Inside This Article: An Ohio med spa was fined $25,000 after investigators found unauthorized prescription drug orders and other violations. A patient lost consciousness after using a drug provided by one of the med spa’s owners, according to the state investigation. Medical Malpractice Insurance and Commercial General Liability (CGL) Insurance can address different aspects of med spa risks. As…

Cyber Insurance Market Overview: Emerging AI Risks and Coverage Considerations

Cyber Insurance Market Overview: Emerging AI Risks and Coverage Considerations

Key Takeaways: The Cyber Insurance market remains highly competitive, with stable pricing and abundant capacity, though underwriting scrutiny is increasing for certain industries and higher-risk accounts. AI is making cyberattacks more scalable and difficult to detect while creating new liability and coverage considerations across multiple lines of business. Privacy litigation is increasing as AI makes it easier to identify…

Hospitality Insurance Market Overview: Liability Trends, Emerging Exposures, and Placement Strategies

Hospitality Insurance Market Overview: Liability Trends, Emerging Exposures, and Placement Strategies

Key Takeaways: Liquor Liability remains one of the most challenging coverages in the Hospitality market, driven by reduced carrier capacity, tightening limits, and ongoing rate pressure. Jurisdictional differences continue to drive underwriting outcomes, particularly for Liquor Liability risks in areas with strict dram shop laws, such as South Carolina, Alabama, Louisiana, and Washington, D.C. Emerging exposures, including human trafficking, THC/CBD beverages,…

Claude AI Models Breach 3 Organizations During Testing

Claude AI Models Breach 3 Organizations During Testing

Inside This Article: Claude AI models recently gained unauthorized access to three outside organizations’ systems during cybersecurity evaluations, according to Anthropic. Anthropic uncovered the incidents during a review of 141,006 evaluation runs and said two affected organizations had not detected the breach before being notified. Cyber & Privacy Liability Insurance and Technology Errors & Omissions (E&O) Insurance may respond to losses involving…

$253,000 and Rising: Senior Care Claim Costs Climb

$253,000 and Rising: Senior Care Claim Costs Climb

Inside This Article: Demand for senior care is rising as the number of older Americans grows. Recent data shows that senior care claims are becoming more costly and taking longer to resolve. Professional Liability Insurance and Commercial General Liability (CGL) Insurance can respond to claims involving resident injuries and other incidents. Proactive risk management and working with a specialized insurance broker can help facilities navigate tightening underwriting…

Professional Liability Updates: 2026 Q3

Professional Liability Updates: 2026 Q3

Professional Liability market conditions remain competitive, with strong capacity and rates generally stable to soft across many lines. Click through for insights on AI-related liability exposures, evolving Cyber risks, social engineering threats, and other trends shaping the Professional Liability market.  

P&C Report: 2026 Q3 Outlook

P&C Report: 2026 Q3 Outlook

Key Takeaways Rate trends are diverging across the Property & Casualty (P&C) marketplace, with rapidly decelerating Property pricing and continued moderation in most Liability lines. Property market conditions continue to improve, supported by recent mild catastrophe activity and favorable outcomes from the July 1 reinsurance renewals, although pricing and capacity remain highly sensitive to regional weather patterns and future catastrophic events. …

Professional Liability: AI & Cyber Claims

Professional Liability: AI & Cyber Claims

In our recent Q3 P&C Market Outlook webinar, Ryan Ascenzo, Senior Broker, Professional Liability, Burns & Wilcox, Brokerage Division, New York, New York, discussed how AI is influencing emerging cyber exposures and what that could mean for Cyber Insurance going forward. Watch a highlight from the discussion below. https://vimeo.com/1208796170/7fa70debfb?share=copy&fl=sv&fe=ci

Webinar: P&C Market Outlook – Q3 2026

Webinar: P&C Market Outlook – Q3 2026

Softening Property rates, catastrophe exposures, and evolving underwriting priorities are creating new challenges and opportunities across the insurance marketplace. Watch the Q3 2026 P&C Market Outlook recording for expert insights on: Property market conditions and weather-driven trends Casualty market competition and changing carrier appetite Professional Liability developments, including Cyber, D&O, EPLI, and AI-related exposures Strategies for building stronger submissions and…

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We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.