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3.8M Dumbbells Recalled, 111 Injuries May Trigger Liability Claims
Inside This Article: Nearly 3.85 million BowFlex adjustable dumbbells are being recalled after reports that the weight plates can detach during use, causing injuries. Of the 337 incident reports, at least 111 injuries have occurred, including concussions, broken toes, and contusions, according to the Consumer Product Safety Commission. \' The recall could trigger product liability claims against Johnson Health…

P&C Updates | Q3 2025
The P&C market is showing signs of stabilization—however, one major CAT event could shift everything. From flood and wildfire trends to capacity swings and E&S market solutions, click below to see what’s shaping Property & Casualty in Q3 2025.

Ask the Expert Q&A: Product Liability Insurance
Defective or unsafe products can lead to injuries, large-scale recalls, and devastating financial losses for manufacturers, distributors, and retailers. High-profile recalls can also severely damage a brand’s reputation, even for well-known companies with strong research and development practices. To learn more about the importance of Product Liability Insurance, we spoke with Will Berarducci, Senior Underwriter, Commercial Insurance, Burns & Wilcox,…

Ask the Expert Q&A: Special Events Insurance
From fundraisers and festivals to corporate gatherings and competitions, special events can present a wide and often unpredictable range of liability exposures. Such exposures can lead to significant financial losses if an event is not properly insured. Special Events Insurance offers tailored protection to help event organizers manage the risk of bodily injuries, property damage, liquor-related incidents, and more, as…

Escalating Oil Leak Fallout Highlights Need For ‘Gradual’ Pollution Liability Insurance
Inside This Article: Cleanup crews responding to an underground storage tank leak in Woodstock, Ontario, have now recovered approximately 180,000 liters of diesel, exceeding earlier estimates. In addition to businesses that were impacted by the leak, area residents have expressed concerns about groundwater safety and potentially reduced property values. The disaster underscores the importance of Environmental Insurance policies such as…

Chemical Spill at University Triggers Hazmat Response and Evacuations
Inside This Article: Hazmat crews responded to a chemical spill in a Virginia Commonwealth University laboratory. The June 24 incident led to an evacuation of Oliver Hall. Accidental chemical releases are a serious safety concern at universities and other institutions, potentially causing injuries to the public. Pollution Legal Liability (PLL) Insurance can help cover cleanup costs, regulatory fines, and…

P&C Report: 2025 Q3 Outlook
Key Takeaways: Property & Casualty (P&C) market conditions are stabilizing, with increased competition and moderating rates—though CAT-prone regions remain volatile. Excess & Surplus (E&S) carriers remain vital for distressed sectors like Habitational, Hospitality, and Liquor Liability, even as admitted carriers return to select segments. Severe weather is reshaping risk, as seen in recent Texas flooding and California wildfires earlier…

Webinar: P&C Market Outlook – Q3 2025
The Property & Casualty (P&C) Insurance market continues to evolve, shaped by shifting carrier appetites, emerging risks, and increasing demand for specialized solutions. In our latest on-demand webinar, industry experts from Burns & Wilcox explore the current state of the market and what brokers and agents need to know to stay ahead. Watch the recording to learn about: Why Environmental Insurance…

$600K Insurance Dispute Exposes Critical Gaps in Subcontractor Coverage
Inside This Article: Subcontractor defaults are rising as labor shortages, material costs and economic pressures strain smaller firms. Many contractors wrongly assume that Commercial General Liability (CGL) Insurance covers all risks tied to subcontractor performance. Professional Liability Insurance, such as Errors & Omissions (E&O) coverage, addresses gaps left by CGL, in design-build projects. Subcontractor Default Insurance (SDI) can help…

Fan Fall at Ballpark Raises Liability Questions Tied to Alcohol Use
Inside This Article: A 20-year-old fan fell from the stands at PNC Park in Pittsburgh during a Pirates-Cubs game on April 30, suffering critical injuries. The man’s 21-year-old friend was charged with providing alcohol to a minor after allegedly buying him beer at the stadium. Stadiums that face claims or lawsuits over guest injuries typically have coverage under their…

Market Overview: Healthcare Liability Insurance – AI, Medspas, and Other Emerging Risks
Key Takeaways: Artificial intelligence (AI) tools offer new diagnosis and treatment possibilities, but safeguards must be in place for clinical judgment to override AI systems. Data privacy concerns are growing for healthcare providers and may be amplified by the increased use of AI-powered ambient listening technology. Medspa services carry risks related to licensing, supervision, and sexual misconduct claims. GLP-1…

$4.5M Ice Cream Sandwich Recall Prompts Lawsuit Against Insurance Broker
Inside This Article: Crave Better Foods, parent company of the Chipwich ice cream sandwich brand, is suing its insurance broker for failing to secure Product Recall Insurance, which the company claims could have offset $4.5 million in losses tied to a 2024 listeria-related recall. The lawsuit alleges professional negligence and misrepresentation, claiming the insurance broker did not reassess insurance…
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