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Transportation & Garage Insurance Market Overview
Key Takeaways Commercial Auto remains challenging, with combined ratios above 100% and 55 consecutive quarters of rate increases keeping underwriting tight. Capacity is available but selective. Complete submissions, strong safety culture, and telematics can meaningfully improve pricing and options. Loss severity continues to rise due to inflation, nuclear verdicts, repair costs, supply-chain delays, and growing EV exposures. Enforcement of English-language proficiency rules intensified in 2025, worsening…
Video: Rising Risks in Commercial Auto Insurance
Gene’ Cain, Broker, Transportation, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, breaks down why Commercial Auto rates continue climbing after 55 consecutive quarters, highlighting severity trends, supply chain delays, and emerging risks tied to electric vehicles. This insight from our recent Transportation webinar offers a clear look at the factors driving Physical Damage and Liability losses. https://vimeo.com/1145667389/a029430501?fl=ip&fe=ec
Video: Transportation Loss Mitigation
Renee Jones, Underwriter, Transportation, Burns & Wilcox, Dallas/Ft. Worth, Texas, highlights how proactive loss mitigation—rooted in a strong safety culture—can meaningfully influence premium. In this clip from our recent Transportation webinar, she explains how telematics, driver-facing cameras, and consistent loss control practices help reduce frequency and severity while improving pricing options. https://vimeo.com/1145669562/66ef496443?fl=ip&fe=ec
Video: Transportation Regulation Shifts
In this clip from our recent Transportation & Garage Insurance webinar, Liza Zarate, Underwriter, Transportation, Burns & Wilcox, San Antonio, Texas, highlights how stricter enforcement of English proficiency regulations is impacting the trucking industry—and where brokers and agents can still find opportunity. https://vimeo.com/1145736966/afee42d510?fl=ip&fe=ec
Webinar: Elevate Your Transportation Insurance Strategy
The Transportation market is shifting rapidly — rising loss severity, repair-cost inflation, and tighter underwriting are creating both challenges and opportunity. Watch the webinar recording featuring Transportation & Garage Insurance experts from Burns & Wilcox to learn how to navigate evolving Liability and Physical Damage exposures, strengthen Garage solutions, and use safety technology and telematics to help insureds secure more favorable terms. Featured Experts:…
Exposure Scenario: Garagekeeper’s Coverage
A hailstorm strikes an auto dealership, damaging vehicles on the lot and a customer’s SUV in for service. In this short video, Mandi Bitterlin, Director, Commercial Insurance, Burns & Wilcox, Kansas City, Kansas, shares how the right Garagekeepers coverage could have turned this costly situation into a customer service win. https://vimeo.com/1140168759/bcf4d2e132?share=copy&fl=sv&fe=ci
Commercial Insurance Updates | Q4 2025
Carrier appetites, pricing strategies, and risk management are all shifting in today’s Commercial Insurance market. Explore how inflation, CAT events, and technology are reshaping coverage—and see how Burns & Wilcox delivers exclusive solutions for complex risks.
P&C Updates | Q4 2025
Strict underwriting, CAT-weather volatility, and inflation are shaping a “softening hard market” in Property & Casualty. See how E&S growth, capacity trends, and technology are driving change in Q4 2025 in the SlideShare below.
P&C Report: 2025 Q4 Outlook
Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…
Webinar: P&C Market Outlook – Q4 2025
With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…
$100M+ Thermonuclear Verdicts Drive Demand for Excess Liability Coverage
Inside This Article: Nuclear verdicts, or those exceeding $10 million, reached a 15-year high in 2023, a recent study indicates. Thermonuclear verdicts, or jury awards of $100 million or more, are also on the rise, especially in the Transportation sector. Litigation costs continue to rise, exposing businesses to losses that can exceed standard insurance policy limits. Many companies need…
$37K Worth of Labubu Dolls Stolen: Viral Craze Becomes Insurance Concern
Inside This Article: A Southern California store and warehouse were recently targeted by thieves in separate incidents that involved $37,000 worth of Labubu dolls. Businesses that hold high-value or collectible inventory may be at higher risk for theft. The incidents highlight the importance of theft coverage under Commercial Property Insurance — a protection that is not included in all policies. …
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