Intel

From navigating key endorsements and exclusions—like pollution and dog breed restrictions—to proactively reviewing lease agreements and carrier requirements, Nicholas Freeman, Associate Managing Director, Broker, Casualty, Burns & Wilcox, Brokerage Division, North Dallas, Texas, explains how upfront information and clear communication can help unlock broader coverage options and streamline the General Liability quoting process for Habitational properties. https://vimeo.com/1139408968/94aabea6c0?share=copy&fl=sv&fe=ci

Teresa Cowper, Broker, Property, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, shares insights on how windfall markets are reshaping Habitational Insurance. Watch now to learn how innovative solutions—including wind deductible buy-downs—can help minimize out-of-pocket costs and maximize protection in a softening market. https://vimeo.com/1139407961/f1c8f19247?fl=ip&fe=ec

The right wholesale partner makes all the difference. Chelsie Tysdal, Associate Managing Director, Underwriter, Commercial Insurance, Burns & Wilcox, Woodland Hills, California, explains how Wrap coverage—paired with leak detection and regular inspections—helped secure coverage for a high-risk Habitational property with a history of water damage claims. https://vimeo.com/1139409688/a8e3985de5?share=copy&fl=sv&fe=ci

Gain timely insights into the evolving Habitational Insurance market with our latest on-demand webinar. This session delivers updates on market trends, emerging risks, and creative E&S solutions for challenging exposures. https://vimeo.com/1139052191/0d0ea829a4?share=copy&fl=sv&fe=ci

Carrier appetites, pricing strategies, and risk management are all shifting in today’s Commercial Insurance market. Explore how inflation, CAT events, and technology are reshaping coverage—and see how Burns & Wilcox delivers exclusive solutions for complex risks.

Strict underwriting, CAT-weather volatility, and inflation are shaping a “softening hard market” in Property & Casualty. See how E&S growth, capacity trends, and technology are driving change in Q4 2025 in the SlideShare below.

Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…

Inside This Article: A recent gun incident at Alexan 5151 Apartments in Houston prompted concerns from residents about gaps in security and tenant communication. Apartment complex owners can be held liable for third-party bodily injuries and property damage stemming from on-premises incidents. Habitational Insurance policies may exclude incidents involving firearms and other weapons. A specialized insurance broker can help…

Inside This Article: Nearly 3.85 million BowFlex adjustable dumbbells are being recalled after reports that the weight plates can detach during use, causing injuries. Of the 337 incident reports, at least 111 injuries have occurred, including concussions, broken toes, and contusions, according to the Consumer Product Safety Commission. \' The recall could trigger product liability claims against Johnson Health…

Defective or unsafe products can lead to injuries, large-scale recalls, and devastating financial losses for manufacturers, distributors, and retailers. High-profile recalls can also severely damage a brand’s reputation, even for well-known companies with strong research and development practices. To learn more about the importance of Product Liability Insurance, we spoke with Will Berarducci, Senior Underwriter, Commercial Insurance, Burns & Wilcox,…

Inside This Article: Crave Better Foods, parent company of the Chipwich ice cream sandwich brand, is suing its insurance broker for failing to secure Product Recall Insurance, which the company claims could have offset $4.5 million in losses tied to a 2024 listeria-related recall. The lawsuit alleges professional negligence and misrepresentation, claiming the insurance broker did not reassess insurance…

The Habitational Insurance market is finally stabilizing after a volatile period, offering relief to brokers and property owners alike. With reinsurance rates remaining steady and increased market competition driving down premiums, the landscape is shifting to more favorable coverage and pricing options. However, challenges persist, particularly for older properties and those in high-risk areas. In this expert Q&A, Teresa Cowper,…