From navigating key endorsements and exclusions—like pollution and dog breed restrictions—to proactively reviewing lease agreements and carrier requirements, Nicholas Freeman, Associate Managing Director, Broker, Casualty, Burns & Wilcox, Brokerage Division, North Dallas, Texas, explains how upfront information and clear communication can help unlock broader coverage options and streamline the General Liability quoting process for Habitational properties.
Habitational Insurance has become one of the most difficult insurance segments to market and place. Continued poor underwriter performance has


