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$600K Insurance Dispute Exposes Critical Gaps in Subcontractor Coverage
Inside This Article: Subcontractor defaults are rising as labor shortages, material costs and economic pressures strain smaller firms. Many contractors wrongly assume that Commercial General Liability (CGL) Insurance covers all risks tied to subcontractor performance. Professional Liability Insurance, such as Errors & Omissions (E&O) coverage, addresses gaps left by CGL, in design-build projects. Subcontractor Default Insurance (SDI) can help…

Video: Midwest Construction Insurance Market
While standard markets write many Artisan and General Contractors in the Midwest, certain risks are increasingly moving into the E&S space. In this short video clip from our recent Construction Insurance webinar, Grant Burger, Underwriter, Commercial Insurance, Burns & Wilcox, Kansas City, KS, explains how claims activity, high-risk operations, and multi-state work are driving these shifts. https://vimeo.com/1095703262/e350af4646?ts=0&share=copy

Video: E&S Insights – Pools, Pollution, and Contractors’ Liability
Contractors, especially those working with pools or other high-exposure operations, often need standalone Environmental Insurance coverage. In this short video clip from our recent Construction Insurance webinar, Amber Carver, Vice President, Associate Managing Director, Underwriter, Burns & Wilcox, Salt Lake City, UT, explains why brokers and agents should take a closer look at Pollution Liability, proper risk transfer, and contract…

Video: Owner’s Interest Policies
Contractors awarded major projects need more than General Liability Insurance. In this short video clip from our recent Construction Insurance webinar, David Gross, Managing Director, Broker, Casualty, Burns & Wilcox, Brokerage Division, North Dallas, TX, explains the key differences between Owners and Contractors Protective (OCP) Liability coverage and Owners Interest policies—and how Burns & Wilcox can help build a more…

Webinar: Construction Insurance Outlook – E&S Strategies for a Growing Market
The construction industry continues to thrive in 2025, despite elevated interest rates, evolving tariff policies, and broader market uncertainties. From custom homebuilders to multifamily developers and specialized contractors, demand is strong—and so is the need for tailored insurance solutions. During this webinar, our experts explored key E&S strategies and coverage considerations, focusing on: Owner’s Interest Policies Swimming Pool Contractors Artisan…

Ask the Expert Q&A: Habitational Insurance
The Habitational Insurance market is finally stabilizing after a volatile period, offering relief to brokers and property owners alike. With reinsurance rates remaining steady and increased market competition driving down premiums, the landscape is shifting to more favorable coverage and pricing options. However, challenges persist, particularly for older properties and those in high-risk areas. In this expert Q&A, Teresa Cowper,…

Cheesecake Factory Fire Spreads Through Vents, 100+ Firefighters Respond
Inside This Article: A fire erupted in the kitchen of a Cheesecake Factory in Seattle, Washington, on April 19, quickly spreading to the building’s ventilation system. More than 100 firefighters responded to the fire, which investigators said was caused by a fryer. Structure fires are a serious risk for restaurants, causing an average of $165 million in damages per…

$10M Suit Filed by Moderna Over Mold, Water Damage at Manufacturing Facility
Inside This Article: Moderna is suing a construction firm for $10 million because of alleged defective work resulting in extensive water leaks, mold and structural damage. The lawsuit claims construction firm The Gutierrez Co. failed in the “design and construction” of the building’s core and shell, causing multiple issues. Non-weather-related water damage is a common issue for commercial properties,…

Mysterious Object Falls from Sky, Damaging Roof of Small Business
Inside This Article: A mysterious object crashed through the roof of an auto shop in New Jersey on April 9, causing substantial damage. The incident was captured on surveillance cameras and described by witnesses as a “giant fireball” followed by a loud boom, fueling concerns about the dangers of falling objects after previous drone sightings around the state. A…

Hurricane Season 2025 Outlook: What Property Owners Need to Know
Inside This Article: Researchers are anticipating above-average Atlantic hurricane activity in 2025. Hurricanes have caused more than $1.5 trillion in total damages since 1980, with an average cost of $23 billion per event. Property owners may overlook aspects of their Homeowners Insurance and Commercial Property Insurance that determine how hurricane damage would be covered, leaving them at risk for…

P&C Updates: Q2 2025
The E&S market surged to $81 billion in 2024 as demand grows amid ongoing CAT events, inflation concerns, and evolving underwriting strategies. From rate shifts and capacity trends to London market insights and tech-driven risk solutions, explore what is shaping Property & Casualty in Q2 2025 below.

Historic Flooding Exposes Homeowners Insurance Gaps
Inside This Article: Many communities throughout the central United States were submerged after historic rainfall led to life-threatening flash floods. The Ohio River reached its highest crest since 1997, flooding storefronts in downtown Louisville, Kentucky. Many homeowners do not have insurance coverage for flood damage because it is excluded under standard Homeowners Insurance policies. Private Flood Insurance policies can…
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