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Key Takeaways The Property market is softening: rates are down, terms are broader, deductibles are lower, and capacity is expanding. The Casualty market remains firm, with rising rates and tighter terms driven by social inflation and nuclear verdicts. Catastrophic perils—especially wildfire and wind—continue to drive demand for specialized solutions such as Wrap programs, wind pools, and deductible buy-downs. Ordinance & Law, Equipment Breakdown, and Habitability Insurance are often…

A hailstorm strikes an auto dealership, damaging vehicles on the lot and a customer’s SUV in for service. In this short video, Mandi Bitterlin, Director, Commercial Insurance, Burns & Wilcox, Kansas City, Kansas, shares how the right Garagekeepers coverage could have turned this costly situation into a customer service win. https://vimeo.com/1140168759/bcf4d2e132?share=copy&fl=sv&fe=ci

From navigating key endorsements and exclusions—like pollution and dog breed restrictions—to proactively reviewing lease agreements and carrier requirements, Nicholas Freeman, Associate Managing Director, Broker, Casualty, Burns & Wilcox, Brokerage Division, North Dallas, Texas, explains how upfront information and clear communication can help unlock broader coverage options and streamline the General Liability quoting process for Habitational properties. https://vimeo.com/1139408968/94aabea6c0?share=copy&fl=sv&fe=ci

Teresa Cowper, Broker, Property, Burns & Wilcox, Brokerage Division, Atlanta, Georgia, shares insights on how windfall markets are reshaping Habitational Insurance. Watch now to learn how innovative solutions—including wind deductible buy-downs—can help minimize out-of-pocket costs and maximize protection in a softening market. https://vimeo.com/1139407961/f1c8f19247?fl=ip&fe=ec

The right wholesale partner makes all the difference. Chelsie Tysdal, Associate Managing Director, Underwriter, Commercial Insurance, Burns & Wilcox, Woodland Hills, California, explains how Wrap coverage—paired with leak detection and regular inspections—helped secure coverage for a high-risk Habitational property with a history of water damage claims. https://vimeo.com/1139409688/a8e3985de5?share=copy&fl=sv&fe=ci

Gain timely insights into the evolving Habitational Insurance market with our latest on-demand webinar. This session delivers updates on market trends, emerging risks, and creative E&S solutions for challenging exposures. https://vimeo.com/1139052191/0d0ea829a4?share=copy&fl=sv&fe=ci

Inside This Article: A Florida jury recently awarded $11.3 million to a shopper who was injured in a Target parking lot. The case, in which the retailer was found to be 90% at fault, highlights how hazards like uneven curbs can lead to “nuclear” verdicts. Businesses with high foot traffic are at greater risk for slip-and-fall accidents, which are…

Inside This Article: A CT scanning lab in St. George, Utah, was built without the required lead-lined shielding and allegedly exposed more than two dozen staff at a neighboring clinic to excessive radiation levels for months, a lawsuit claims. The lawsuit accuses the construction firm, drywall company, and medical consulting firm of negligence and fraudulent concealment. Errors & Omissions…

Carrier appetites, pricing strategies, and risk management are all shifting in today’s Commercial Insurance market. Explore how inflation, CAT events, and technology are reshaping coverage—and see how Burns & Wilcox delivers exclusive solutions for complex risks.

Strict underwriting, CAT-weather volatility, and inflation are shaping a “softening hard market” in Property & Casualty. See how E&S growth, capacity trends, and technology are driving change in Q4 2025 in the SlideShare below.

Inside This Article: Thieves recently stole jewels valued at more than $100 million from the Louvre Museum in Paris. The French government did not carry insurance coverage on the jewels, which have not been found. Some business owners may not have theft coverage on their Commercial Property Insurance, which can be financially devastating in the event of a loss. …

Inside This Article: A ceiling collapse at Flyers Wings and Grill in Pine Hills, Florida, injured a woman while she was dining with her 2-year-old daughter, highlighting the unpredictable risks restaurants face. Hospitality industry liability claims are rising in frequency and cost, driven by higher medical and legal expenses, as well as increased litigation. Commercial General Liability (CGL) Insurance…