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High-Value Solutions Market Overview
Key Takeaways: The High-Value Solutions market is stabilizing, with admitted carriers returning to some geographies, increased competition, and expanded Excess and Surplus (E&S) capacity. Underwriting flexibility is improving for catastrophe-exposed risks, including wildfire, wind, and flood. Clients may benefit from having their broker market their insurance program including revisiting higher deductibles, water sublimits, and reduced coverages implemented during the hard market. Product innovation is expanding customization through layered programs,…
Video: Proper Valuation and Ownership Risk Strategy
Personal Insurance solutions for affluent and high-net-worth clients often require evaluating more than the property itself. In this clip from our recent High-Value Solutions webinar, Albert Reed, Manager, Personal Insurance, Senior Underwriter, Personal Insurance, Burns & Wilcox, San Francisco, California, discusses the importance of assessing the individual behind the risk when building comprehensive coverage solutions. https://vimeo.com/1194400162/1191ac75f8?share=copy&fl=sv&fe=ci
Video: Revisiting Coverage Gaps in a Softening Market
Changing market conditions may create new opportunities to strengthen Personal Insurance coverage for affluent and high-net-worth individuals. In this clip from our recent High-Value Solutions webinar, Kris Guasch, Associate Managing Director, Underwriter, Personal Insurance, Burns & Wilcox, Ft. Lauderdale, Florida, discusses how brokers and agents may be able to revisit coverage options and secure broader protection for clients. https://vimeo.com/1194062504/5cde65c71d?share=copy&fl=sv&fe=ci
Video: High-Value Solutions Market Outlook
The Personal Insurance market is transitioning out of a hard market cycle, though underwriting discipline remains. In this clip from our recent High-Value Solutions webinar, Sarah Chandonnet, Director, Private Client, Burns & Wilcox, Detroit/Farmington Hills, Michigan, discusses where brokers and agents may be finding greater market flexibility for affluent and high-net-worth clients. https://vimeo.com/1194061394/581538c48c?share=copy&fl=sv&fe=ci
Personal Insurance Updates: 2026 Q2
Stabilizing rates and increased competition are creating new opportunities in the Personal Insurance market. See how risk mitigation, rising high‑value home demand, and global coverage solutions are shaping coverage and placement strategies in Q2 2026.
May the Force of a Personal Articles Floater Be with You
The Star Wars universe continues to expand — not just on…
$10M+ Ultra-Luxury Homes, Wealth Migration Drive Demand for High-Value Solutions
Inside This Article: Demand for luxury housing is on the rise in South Florida, where recent data shows sales of properties priced at $1 million or more grew 21% in Miami-Dade County compared to last year. Sales of “ultra-luxury” homes priced at $10 million or more are also expanding across the U.S., including outside of traditional wealth hubs like…
LA Wildfire Losses Changing How High-Value Homes Are Built, Bought, and Insured
Inside This Article: Many homeowners affected by the Los Angeles wildfires last year have been unable to rebuild after realizing their insurance limits are not sufficient for current rebuilding costs. Rising construction expenses and high demand following disasters are increasing the risk of underinsurance nationwide. Inspections, valuation updates, and reviews of limits, endorsements, and home upgrades can help prevent…
World Cup Sparks Interest in Short-Term Rentals: What Homeowners Need to Know
Inside This Article: Kansas City is considering an ordinance that would allow residents to register their homes as short-term rentals during major events such as the World Cup. The proposal aims to expand lodging options to accommodate the expected influx of fans while giving homeowners a chance to benefit economically. Short-term rentals may not be covered by standard Homeowners…
$9M Attic Find: Superman Comic Sets Auction Record
Inside This Article: A Superman #1 comic book discovered in an attic recently sold for more than $9 million. Fine art sales have also broken new records in recent weeks, including a Gustav Klimt painting and a Frida Kahlo self-portrait. High-value collectibles require special insurance coverage under a Personal Articles Floater, as Homeowners Insurance policies would not typically have…
High-Value Homes at Risk: E&S Coverage Steps Up Amid Wildfire Threats
Inside This Article: Major insurers are withdrawing from parts of Nevada and other regions due to growing wildfire risks, leaving many homeowners without coverage. State-backed “last-resort” insurance programs like California’s FAIR Plan offer limited protection for high-value homes. A new Atain-backed High-Value Homeowners Insurance program offered exclusively by Burns & Wilcox is designed specifically for catastrophe-exposed areas. Experts urge…
$2.5M Jordan Rookie Card Breaks Record, Spotlights Need for Specialty Coverage
Inside This Article: A signed 1986-87 Fleer Michael Jordan rookie card sold at auction for $2.5 million, setting a new record for a Jordan rookie card. The card was one of only nine signed by Jordan in 2024 and marked the first sports collectible offered by Pharrell Williams’ auction house Joopiter. Interest in sports collectibles remains high in the…
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