Homeowners face new challenges as inflation, CAT events, and stricter underwriting reshape the Personal Insurance market. Click below to see how risk management strategies and exclusive Burns & Wilcox solutions can help protect what matters most.
Personal
Comprehensive Coverages for your clients’ most treasured and valuable possessions.
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.
We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
Personal Solutions
Many forms of recreation require specialized equipment or include expensive personal property. Personal Recreation Coverage from Burns & Wilcox goes beyond standard homeowner’s policies to provide coverage for recreational enthusiasts.
Burns & Wilcox provides a deep and wide-ranging grasp of the industries’ complexities and can offer solutions for a substantial variety of Residential Property Coverage needs.
The Burns & Wilcox Flood Practice Group offers a wide array of customized Flood Insurance products across some of the most expansive Private Flood markets in the United States.
High-net-worth individuals are often under-insured and have inadequate coverage as their unique exposures have policies written with carriers not familiar with the affluent marketplace.
Burns & Wilcox can help brokers and agents strengthen their position as trusted insurance advisors by connecting you to specialty insurance products designed for your affluent clients.
Liability coverage from Burns & Wilcox goes beyond most basic coverages to offer the protection your clients need to sufficiently cover their most valuable assets.
Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.
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Strict underwriting, CAT-weather volatility, and inflation are shaping a “softening hard market” in Property & Casualty. See how E&S growth, capacity trends, and technology are driving change in Q4 2025 in the SlideShare below.
Key Takeaways: A “softening hard market” is shaping the current landscape, with some sectors seeing rate relief. Inflation and underwriting discipline remain central themes. The E&S market continues to demonstrate significant growth. WSIA recently reported total surplus lines premium reached $46.2 billion for the first six months of 2025—a 13.2% increase over the same period in 2024. Property rates…
Inside This Article: Major insurers are withdrawing from parts of Nevada and other regions due to growing wildfire risks, leaving many homeowners without coverage. State-backed “last-resort” insurance programs like California’s FAIR Plan offer limited protection for high-value homes. A new Atain-backed High-Value Homeowners Insurance program offered exclusively by Burns & Wilcox is designed specifically for catastrophe-exposed areas. Experts urge…
Residential Property insurers are adapting to more frequent natural disasters and rising repair costs. In this video from our recent P&C webinar, Danielle Alessandrini, Associate Vice President, Underwriting Director, Personal, Burns & Wilcox, Farmington Hills, Michigan, discusses how carriers are adjusting rates, changing appetites, and introducing new programs and risk management strategies to better protect homeowners. https://vimeo.com/1127184947/1f94588a8d?share=copy
With shifting carrier appetites, emerging risks, and the expanding role of the Excess & Surplus (E&S) sector, brokers and agents must remain agile and informed. This session will provide timely insights to help you navigate the fourth quarter and prepare for 2026. Topics include: The latest trends and challenges across each line of business How admitted carriers are reentering previously…
Inside This Article: A boat crash on Lewis Smith Lake in April during a Major League Fishing tournament resulted in three deaths and injuries to two others. The family of one of the victims recently filed a lawsuit against Major League Fishing, its president, an angler, and a boat guide, claiming negligence and wrongful death. Personal Umbrella Insurance can…
Inside This Article: A homeowner in Oklahoma City incurred $22,000 in damages after a water main break flooded her basement. The owner had no coverage for the damage under her Homeowners Insurance policy and could not get assistance from the city. Many standard Homeowners Insurance policies exclude water damage from sources outside of the home, such as water main…
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