Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.Â
We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.Â
Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.
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Why It Matters: Serious liability claims can arise from everyday situations involving properties, vehicles, recreational activities, pets, and other personal exposures. Rising costs and social inflation are contributing to larger and more severe outcomes. Individuals with significant assets, youthful drivers in the household, watercraft, swimming pools, trampolines, short-term rental properties, or higher public visibility may face increased liability risks. Reviewing liability limits…
Flood events have surged over the past decade, putting many Residential and Commercial properties, including those outside of traditional flood zones, at risk. Parametric Flood Insurance provides data-driven, trigger-based financial protection for certain exposures, while Traditional Flood Insurance remains a foundational coverage for many property owners. Each product serves a distinct role and can be used independently or together to support a more…
Inside This Article: A California mother is facing felony charges after prosecutors said her teenage son struck and critically injured an 81-year-old man while riding a high-powered electric motorbike, according to the Los Angeles Times. Cities and lawmakers across the U.S. are debating new regulations as e-bike injuries and fatalities rise, according to The Guardian. Incidents involving standard e-bikes…
Key Takeaways: The High-Value Solutions market is stabilizing, with admitted carriers returning to some geographies, increased competition, and expanded Excess and Surplus (E&S) capacity. Underwriting flexibility is improving for catastrophe-exposed risks, including wildfire, wind, and flood. Clients may benefit from having their broker market their insurance program including revisiting higher deductibles, water sublimits, and reduced coverages implemented during the hard market. Product innovation is expanding customization through layered programs,…
Inside This Article: More homeowners are choosing to rent out their homes when they are unable to sell them in today’s slower housing market, according to recent reports. When a property becomes tenant-occupied, the owner will typically need to change their Homeowners Insurance policy to a Dwelling Fire policy. Water damage and fire claims are among the most common risks associated with rental…
Personal Insurance solutions for affluent and high-net-worth clients often require evaluating more than the property itself. In this clip from our recent High-Value Solutions webinar, Albert Reed, Manager, Personal Insurance, Senior Underwriter, Personal Insurance, Burns & Wilcox, San Francisco, California, discusses the importance of assessing the individual behind the risk when building comprehensive coverage solutions. https://vimeo.com/1194400162/1191ac75f8?share=copy&fl=sv&fe=ci
Changing market conditions may create new opportunities to strengthen Personal Insurance coverage for affluent and high-net-worth individuals. In this clip from our recent High-Value Solutions webinar, Kris Guasch, Associate Managing Director, Underwriter, Personal Insurance, Burns & Wilcox, Ft. Lauderdale, Florida, discusses how brokers and agents may be able to revisit coverage options and secure broader protection for clients. https://vimeo.com/1194062504/5cde65c71d?share=copy&fl=sv&fe=ci
The Personal Insurance market is transitioning out of a hard market cycle, though underwriting discipline remains. In this clip from our recent High-Value Solutions webinar, Sarah Chandonnet, Director, Private Client, Burns & Wilcox, Detroit/Farmington Hills, Michigan, discusses where brokers and agents may be finding greater market flexibility for affluent and high-net-worth clients. https://vimeo.com/1194061394/581538c48c?share=copy&fl=sv&fe=ci