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From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.
We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.
Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.
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A hard-to-place case in the Big Easy ends happily, thanks to an agent\'s extra effort Despite a population approaching 350,000, New Orleans can feel like a small town. That’s why Michelle Onebene Carrion, senior personal insurance underwriter at the Burns & Wilcox New Orleans office, found it especially gratifying to place a challenging risk for a popular musician with strong…
The personal umbrella policy may well be one of the most misunderstood personal insurance products. For example, anyone who is a dog owner has good reason to get under an umbrella. One of the biggest increases in homeowner-liability claims comes from dog bites. Case in point: Last fall, an insurance carrier paid a settlement of $500,000 for a 2010 dog…
The unique challenges and opportunities of insuring high net worth clients and their valuables Hollywood’s art thief is a suave bon vivant, a dashing type who swoops in to liberate a valuable painting from the wall of a wealthy, boorish businessman. Lurking behind the movie romance is a much grittier reality, however. A glimpse of the case files of the…
Finding appropriate coverage for high value homes can be difficult, especially when a home’s value exceeds the underwriting guidelines or capacity in a given market. In cases involving a high-profile home, incomplete underwriting information or a negatively perceived property, placing such a risk can be even harder. But difficult does not mean impossible, as Burns & Wilcox Los Angeles Branch…
For years, the North Carolina wind pool — officially known as the North Carolina Joint Underwriting Association and North Carolina Insurance Underwriting Association (NCJUA/NCIUA) — offered protection limits up to $1.5 million. In those days, agents active in the hurricane-prone state could easily place wind exposure there, even for high-value homes. Times have changed. With its exposures deemed to have…
A lawyer at a major U.S. property-casualty insurer once said, “I won’t buy an umbrella policy [for myself]. If I had one and were sued, the plaintiff’s lawyer would simply go after more money.” Mention those comments to people at an insurance conference and you are likely to get some perplexed looks. Mention them anyplace else, though, and you’ll likely…
Mind the gap — that is, beware the difference between the cost of purchasing an expensive home that has unique features and the cost of actually replacing that home with all the same features. That ever present gap may widen amid unstable market values, making a thorough, accurate replacement valuation — including a diligent inspection — a must in placing…
New technology from Progressive brings change, controversy to auto insurance industry With competition growing in the lucrative, risky and increasingly crowded world of automobile insurance, many insurers are using innovative incentives to identify, entice and retain their best customers. It’s a game in which the best customers — the ones who provide the most benefit to the insurance company’s bottom…