Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
We offer unlimited access to the widest range of liability coverage for businesses, organizations and countless professions. Our quick-response team understands the specific issues your clients face and can provide timely access to intelligent solutions.
Fast service, accurate quotes, competitive pricing. They really work with us on getting the best policy for our clients.
Powered By  |
Scenario 1:Â A subcontractor goes bankrupt mid-project, leaving a contractor with incomplete work and missing materials. RELATED STAT: According to a 2024 survey by the Associated General Contractors of America, 70% of contractors reported an increase in subcontractor defaults, with half experiencing project delays or cancellations as a result. SOLUTION: Professional Liability Insurance, such as Errors & Omissions (E&O) coverage,…
Why It Matters: Construction risk extends well beyond jobsite injuries and physical damage. Design decisions, subcontractor errors, and project management oversights can create liability exposures that may not become apparent until months or years after a project is completed. While construction firms typically carry Commercial General Liability (CGL) Insurance to cover third-party property damage and bodily injuries, many losses in this industry stem from…
Why It Matters: Medical spas continue to expand the range of services they offer, from aesthetic procedures to weight loss, IV therapies, and alternative, regenerative, or off-label treatments. As offerings evolve, coverage may be impacted by how services are delivered, who performs them, and whether treatments—including non-FDA-approved or compounded products—are disclosed and contemplated within the policy. Policies may include exclusions, limitations, or require specialized coverage to address…
Scenario 1: An assisted living facility is sued over alleged malpractice after a resident’s death following a fall injury. RELATED STAT: A wrongful death lawsuit can lead to millions of dollars in damages, in addition to reputational harm. SOLUTION: A Medical Professional Liability Insurance policy can help pay for legal defense, settlements and more. Excess Liability Insurance may also be…
Inside This Article: Several California residents are suing two healthcare systems over allegations that an AI transcription tool recorded their visits without consent. Older privacy laws are frequently being applied to modern AI tools and data collection practices. Healthcare organizations should review Cyber, Privacy, and Healthcare Liability Insurance coverage to understand potential gaps tied to AI-related privacy claims. Companies implementing AI…
Inside This Article: A $19 million Denver Zoo sea lion habitat project is at the center of a lawsuit alleging design and construction failures. The lawsuit alleges multiple defects in the recently opened habitat, including improper water levels, leaks, and cracking. Architects & Engineers (A&E) Professional Liability Insurance plays a key role when claims arise from alleged design errors or failure…
The Professional Liability market remains competitive, with emerging pressures taking shape in select segments. See how rising severity, evolving Cyber risk, and early signs of firming are influencing coverage and underwriting.Â
Moderating rates, expanding capacity, and increasing competition are setting the tone for the P&C market in Q2 2026. Learn how underwriting discipline, evolving risk dynamics, and expanded access to specialty and global markets are shaping coverage and pricing.Â