Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)
From items as big as a home to as small as a pair of earrings, personal insurance makes sure that whatever your client invests in, it will always be protected.Â
We provide Comprehensive Personal Liability programs that protect High-Value Homeowners and Mid-Range Homeowners alike. Whether it is for auto, recreation, private collections, special events or property coverage, you’ll find a policy to cover any personal risk.Â
Very professional and personable. When we have an issue, they will do everything in their power to go above and beyond.
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The Flood Insurance market is steadily evolving, with technology playing a key role in how risks are assessed, priced, and managed. Advanced modeling tools, data analytics and digital platforms are making it easier to identify flood exposures and offer more customized solutions — helping both brokers and clients navigate an increasingly complex landscape. In this Expert Q&A, Jacob​​​​ Martin, Manager,…
Inside this article: Wildfire season is year-round for many western U.S. states and Canadian provinces, and 2025 is predicted to be a higher-than-average wildfire season.  The devastating southern California wildfires in January caused more than $30 billion in insured losses and forced some carriers to exit the market. The California homeowners’ insurance market has recorded a $10 billion underwriting…
Inside This Article: Researchers are anticipating above-average Atlantic hurricane activity in 2025. Hurricanes have caused more than $1.5 trillion in total damages since 1980, with an average cost of $23 billion per event. Property owners may overlook aspects of their Homeowners Insurance and Commercial Property Insurance that determine how hurricane damage would be covered, leaving them at risk for…
Inside This Article: An 82-year-old woman in Georgia was awarded over $4.2 million in relation to a 2020 incident in which she was attacked by her neighbor’s dog. Settlements for dog bites and other Personal Liability claims are on the rise as medical and legal costs continue to climb. The cost of dog bite-related injury claims increased 18.3% in…
Key Takeaways: Rates are beginning to stabilize or even decline in some non-CAT areas. Market capacity remains healthy, particularly in non-admitted spaces, although often through layered placements, which are becoming more common. Carriers are increasing reliance on exclusions and higher deductibles to manage risk. Wildfire and convective storm risks are driving significant change in both Personal and Commercial Insurance.…
Key Takeaways: Catastrophic (CAT) losses in 2024 are estimated at $113 billion, driving increased demand for flexible insurance solutions. California, coastal communities, and other regions at high risk for CAT events continue shifting to the Excess & Surplus (E&S) market, where customized solutions are more readily available. Roof depreciation schedules, exclusions, and buyback options are some of the creative…
In the clip below, Pamela Alphabet, Associate Vice President, Regional Practice Group Leader, Personal Insurance, Burns & Wilcox, Scottsdale, AZ, shares how rising claims from wildfires and storms are prompting new \"home hardening\" requirements for Residential Property Insurance. https://vimeo.com/1073991354/77f3840291?share=copy For more insights, watch the full P&C Market Outlook Q2 2025 webinar recording.Â
The Property & Casualty (P&C) insurance landscape is evolving, shaped by shifting market conditions, emerging risks, and changing carrier appetites. Watch the Burns & Wilcox P&C Market Outlook Q2 2025 webinar replay to gain valuable insights from industry leaders on the latest trends across the Commercial, Personal, and Professional Liability Insurance markets, including: Strategies for brokers and agents to succeed…