The commercial transportation or shipment of cargo can be a daunting task for operators. Regardless of the type of equipment or products you are moving, unforeseen perils can cause physical damage to the cargo. As a result, operators are exposed to a multitude of legal liabilities and can be left holding the bag for damages that occur while in transit.
Inland Marine Coverage provides protection from the financial losses associated with property being shipped.
When your products are being shipped from manufacturer to marketplace, it is important to ensure they are fully protected from departure to arrival. Cargo insurance provides financial assistance should cargo be damaged or lost when travelling by land, sea or air. It can also limit a commercial operation’s exposure to liability resulting from the shipment of products.
Contractors, photographers and landscapers couldn’t do their job if they weren’t able to bring the tools of their trade with them. However, standard property insurance doesn’t cover equipment when it’s off site or in transit. Without the proper insurance in place, commercial operations can be exposed to costly repairs or replacement when their equipment is damaged or destroyed. Equipment Floaters coverage can help limit the impact to your clients’ bottom line when accidents happen.
Burns & Wilcox can provide access to specialty insurance tailored to your clients’ commercial needs. Our experts can provide the appropriate policy that will cover equipment damaged from fire, flood, vandalism, lightening and many other risks.
As a commercial operation that deals with artwork, protecting these important assets is vital. Whether shipping by land, sea or air, transporting fine art can be a stressful endeavor and it is important to ensure the right coverage is in place to protect art in transit from departure to arrival.
Fine Arts Coverage through Burns & Wilcox provides protection to museums and collectors from the financial consequences from accidents during shipment of artwork. As a leader in providing access to excess and specialty insurance, the dedicated professionals at Burns & Wilcox can provide assurance that artwork remains financially protected when in transit.
Many contractors are unaware that standard property insurance policies don’t cover materials that are being installed. Contractors can be left holding the bag if damage occurs while in transit or during installation. Without the proper insurance in place, commercial operations can potentially diminish their profit margins or, worse, end up losing money on their jobs. Installation Floaters coverage can help limit the impact to your client’s bottom lines when accidents happen.
Burns & Wilcox can provide access to specialty insurance tailored to your clients’ commercial needs. Our experts can provide the appropriate policy that will protect materials from the financial costs associated with many of the damages that contractors encounter in their daily work.
When in the business of distributing, selling or manufacturing high value goods such as precious metals or gems, a single loss or incident can have a devastating impact on business performance. Owners and manufactures can be rendered financially unstable if an individual item or collection becomes damaged or stolen. Obtaining the necessary insurance can provide remediation in case of burglary, robbery, shoplifting, grab and run, substitution and/or accidental damage.
Jeweler’s Block Coverage from Burns & Wilcox will provide access to coverage to protect your client’s entire inventory of gold, silver, diamond, and gemstone merchandise, as well as items that have been temporarily placed in their care. Jeweler’s Block Coverage is an all risk policy which provides tailored coverage for manufacturers, wholesalers, retailers, collectors and more.
Coverage Details and Features
- Includes breakage coverage for fine arts
- Limited or broad form coverage available for musical instruments
- Bailee’s coverage available
- Computer coverage available
- Trip transit coverage available
- Scheduled property
(including but not limited to)
- Contents in storage
- Fine arts
- Jewelry and furs
- Musical instruments
- Golf carts and golf equipment
- motorized maintenance vehicles
- stamp collections and coin collections
- Other collectibles and collections
- Construction Equipment
- Mobile Medical Equipment
Ask an Expert
Engineering and Mining
Fine Arts Dealer