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Police Professional Liability

Those who dedicate their lives to protecting the public understand that carrying out their professional duties may compromise their own safety. However, police officers and departments also face other risks. Claims of negligence, failure to protect, false arrests or civil rights violations are just some examples of actions that can bring about costly litigation for police and law enforcement professionals.

Obtaining the necessary insurance can help mitigate financial loss and help police officers and departments continue to protect the safety of the communities in which they serve. Police Professional Liability through Burns & Wilcox provides access to coverage for acts, errors, and omissions which occurred while performing professional duties.

Coverage Details and Features

Enhancements available for:

  • Pay on behalf of basis
  • Occurrence or claims-made and reported coverage form
  • Coverage for all authorized activities or operations. Can include moonlighting if approved by law enforcement agency
  • Removal of exclusion for intentional acts
  • Coverage for violation of civil rights under any federal, state or local law
  • Extension for personal property of others in your care, custody and control at time of arrest
  • First-aid/emergency medical services liability
  • Professional and premises coverage for jail operations
  • Coverage for liability assumed under mutual law enforcement assistance agreements
  • Defense for claims or suits alleging criminal, malicious, dishonest, or fraudulent conduct until final adjudication
  • Coverage for the entity and its employees’ participation on joint task forces
  • Option for defense costs in addition to the policy limits
  • Mental anguish claims

Target Classes

(including but not limited to)

  • Law Enforcement
  • Police Department
  • Sheriff Agency
  • Alcohol Beverage-Control Boards
  • Building Authorities
  • College/University
  • Emergency Communications
  • Housing Authorities
  • K-12 District
  • Medical Facilities
  • Parking Authorities
  • Parks & Recreation
  • Penal Institutions or Facilities
  • Post/Airport Authorities
  • Distressed or hard-to-place accounts

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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